It's only the third of October and already I'm hatiing this month. Why am I stressing?

- payment increase of £20 p/m for catalogue (own fault for ordering laptop)
- behind on xmas savings so will need to make that up in three weeks when I get paid (£45)
- DH's birthday pressie due out at end of the month £60

Thankfully we have money put aside for the wedding we're going to in a few weeks otherwise it would be bad. Aargh!! I'm going to speak to my manager this week about overtime.

I'm not the only one who is skint. MIL is looking for a new job cos she's not getting enough hours in her current job. Yesterday she was talking to me and hubby about making cutbacks - one actually. I've been saying to DH for ages that she should get rid of stuff she doesn't use/need. I don't know how bad things are but we will see. If she cuts the internet I'll go to the library. I said to hubby a while ago, did MIL have savings? He didn't know. In her old job she earned a lot more than now - I don't know how much- but she never watched her money. DH said it would be hard for her to save as a single mum. Well between me and hubby she gets £460 every four weeks - that doesn't include what hubby's brother gives her. Plus hubby gives her extra towards debt that he owes her. I don't know...

Hubby has cleared a lot of the debt that he owes his mum. I've been writing it down, however she said to hubby that next week she will give him his new figures. We already know. We've been keeping track of it.

This has turned into a rant. I'm off to read your blogs now