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Where does my money go?

November 24th, 2010 at 07:18 pm

This is what I end up asking myself a few days Ouafter payday. I mean I've been working extra, I should have money left over. I wish. I only got paid on Friday and I have 198.16 left. I'm going to have to claim the money back from my contact lenses so I don't end up overdrawn this month. I'm gutted, I wanted to put it into savings. Practically all of my money goes towards debt. Anyway, here it is:

average pay: 788 (every 4 weeks)

Outgoings:

"rent" 160
car payment 101.79
car insurance 94.83
catalogue 80
dental plan 12
phone 30 (average)
petrol 40
cc1 40
cc2 40
Love Film 18.99
savings 5

Total: 622.61

Note: all payments listed for catalogue and credit cards are above the minimum.

Next month my road tax is due - and I haven't got any money put aside for that. I could just kick myself. Anyway that will take me to 707.86 (Next year I'm saving for road tax!)

Ok, if you managed to read all of this, thank you. Vent over.

I would love to take all my leftover money and put it into savings/clear debt.



4 Responses to “Where does my money go?”

  1. Apprentice Bliss Hunter Says:

    It IS hard. I think most of us have been there.

    I think you're doing great in that you know exactly how much is being spent and on what - most people out there in the Western World don't seem to know that.

    All I can say is look forward to the happy day when Car payment, Catalogue and CCs are gone and think of all the extra cash you've have in your hands !! :-)

  2. Homebody Says:

    Start writing down every penny you spend! CC#! at almost 30% interest and it is only a little over $100.00. You need to get rid of that ASAP!!

    Good luck!

  3. NJDebbie Says:

    Keep your chin up; it'll get better. Love the word "petro". My friend lives in Ireland and she also calls it petro.

  4. scottish girl Says:

    ABH - thanks! I am looking forward to the day when they're all gone
    Homebody - you're right, it's insane!
    NJDebbie - I will. You'll "hear" me talk about petrol a lot Smile

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