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No unnecessary spending

January 16th, 2011 at 11:04 am

I only got paid 2 days ago and already Im thinking of ways to save money. DH thinks I'm like this all the time anyway but these past few days I've been constantly thinking about my outgoings for the next four weeks. So, what are my reasons? Well my MOT is due next month. I really DO NOT want to put any of it on the CC, I want to pay for it with cash. I just got rid of one credit card, I don't want to add to the remaining one any more (I put my tyre on it) I'm thinking worst case scenario that work will need done since it is an old car. Aargh! If I had money saved for car maintenance I wouldn't have this problem!

Anyway so do I still have to pay within these next four weeks?

- petrol
- phone bill
- car payment
- car insurance
- dental plan
- Christmas savings
- auto savings transfer
- fix leak in alloy wheel (has to be done before MOT)

The only good thing about not using my car for almost four weeks is that I didn't have to get petrol as soon as I got paid.

I'm expecting my car insurance to go up next month because of the accident.

For the next 26 days I will pack everything I need for work. Before I can do this though I'll need to buy a few things to take to work, mostly things to snack on since that's my downfall. HH has motivated me to do this Smile I enjoyed the feeling before when I did the lunch challenge and realised how much money I'd saved.

I don't have any pub nights planned so that's good - we were out last night anyway, but hubby treated me.

OK, that's my plan. Hope I succeed!

3 Responses to “No unnecessary spending”

  1. Savings Queen Says:

    Good luck! Sounds like a good plan.

  2. scfr Says:

    Friendly tip on bringing snacks to work: I put together a week's worth of snacks on the weekend and put it in my bag to bring to work on Monday. I usually bring granola bars that come 2 to a pack ... That way I can have one at each break.

    Good luck with your plan!

  3. scottish girl Says:

    That's a great idea! Thanks Smile

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