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Dental Plan

June 4th, 2011 at 09:39 am

Every month I pay £13 for my dental plan. I'd been going to the same dentist for years as an NHS patient when they changed the criteria. I was at university at the time, so it was more than five years ago. I can't remember the specific details but because I was over 18 I had the option of taking up the private plan, or finding another dentist. I agreed to pay £12 each month at that time. It's increased to £13 now. This plan means I am entitled to:

- 2 check-ups a year
- 2 visits to the hygienist
- one x-ray per year

My mum goes to the same dentist as me. She receives benefits so her treatment is free.

I joined a health cash plan at work a couple of years ago. I pay £8 every four weeks out of my pay, this is the basic level. I can use it to claim money back for optical and dental treatments. I haven't used it for dental yet since the last few years I haven't needed any work done. I mostly just use it for optical expenses, claiming money back when I buy my contact lenses or have a contact lense check-up. I need to book one soon, I'm a few months overdue.

I'm getting a filling next week. After the treatment I have 13 weeks to make a claim. I don't know whether to claim the money back during this No Spend Month or wait till next month.

In other news, we never went to Edinburgh yesterday. As soon as we got to the train station, an announcement went out that the train had been cancelled. We'll go next month instead.

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