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Last day of a No Spend Month (long)

June 30th, 2011 at 08:43 am

It's the the last day of June and I haven't spent a penny Smile I think that my NSM has been a success, despite a few setbacks - namely my windscreen and breakdown cover.

Here's what I spent this month:

35.78 Beginning balance
- 2.78 (savings transfer)
+ 781.76 (wages)
- 13.00 (dental plan)
- 25.00 (savings transfer)
- 160.00 ("rent")
- 300.00 (hubby)
- 65.00 (credit card 2)
- 41.00 (credit card 1)
- 56.00 (catalogue)
- 70 (cash withdrawal)
- 20.00 (cash withdrawal)
+ 300.00 (cash credit - hubby)
- 2.40 (ASDA)
- 4.50 (candles)
- 45.00 (dentist)
- 70.00 (windscreen replacement)
- 50.00 (DH debt to MIL)
- 16.76 (AA)
+ 105.00 (cash credit)
- 90.75 (6 month road tax)ras
- 50.00 (savings transfer)
- 22.31 (phone bill)
+ 45.00 (dentist reimbursement)
- 98.42 (car insurance)
- 18.90 (Harry Potter tickets)
- 16.68 (AA)
+ 20.00 (money from mum for tickets)
- 49.04 (savings transfer)
= 0.00

Extra transferred to savings = 101.82


Cash envelope balances:

petrol 50 beg/29 remaining
packed lunch 10/3.40
snacks 10/2.24
= 35.36 spent/ 34.64 remaining

I decided to add everything saved apart from small change (5p, 2p and 1p) I added 20 to my car fund and 14.40 to my emergency fund. I put the small change into my money bags which I'll take to the bank soon and add to savings.

All in all, I've done better than I thought I would.If my windscreen didn't need replaced I would have saved 70 more, but that's life. Now all I need to do is think of my July goals.

3 Responses to “Last day of a No Spend Month (long)”

  1. ceejay74 Says:

    That's fantastic! You did a great job. A month is a long time to make it with no extra spending.

  2. NJDebbie Says:

    I wish the website had a "like" button because I would double "like" this post! Great job!

  3. scottish girl Says:

    Thanks guys! Smile

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