Every four weeks, when I get paid, I start off the pay period well by writing down what I've spent - then I start using my debit card for purchases and lose track. Well for this pay period I've decided to use the envelope method. However, I've just put all of the money budgeted for this pay period into the one envelope. It's not as crazy as it sounds, it's my food shopping money (£120), SG's nappies/misc (£40) and household items (£20) Therefore I won't be using my debit card for any of these purchases. I've been putting my receipts into the envelope too.
August 24th, 2013 at 05:53 am