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Emergency Fund Update

June 23rd, 2015 at 07:04 am

188.70 Beginning Balance
+_3.75 Survey rewards

---------------------

192.45 New Balance

I finally got around to redeeming a few snowflakes and applying them to debt and savings. My new debit card works.

Emergency Fund Update

June 21st, 2015 at 12:09 pm

186.70 Beginning Balance
+_2.00 Weekly deposit

-----------------

188.70 New Balance

Emergency Fund Update

June 14th, 2015 at 12:26 am

184.70 Beginning Balance
+_2.00 Weekly deposit

--------------------

186.70 New Balance

ETA: I just checked my old Emergency Fund entries, and I've been posting my balance weekly since I had 48 GBP back in January. Slowly getting there. Slow and steady wins the race, right? (I hope)

A Little Update

June 12th, 2015 at 12:22 am

I am still doing my best to meal plan. I'm sometimes finding they're not going exactly to plan because we have more leftovers than I thought. I've been waiting until we actually run out of an item before buying another, so this is helping to stop us having to throw out food because we haven't managed to eat it in time.

I'm still tracking spending too. Next pay, or in the near future, I need to set up an entertainment and misc category. They're both not in the budget yet I've bought things that can count as misc and when we go bowling next week that will be entertainment.

Dh phoned me when he was on his way home from work yesterday. He told me he had the letter from the council with him that said we had overpaid, and that he was going to go into the office to speak to someone about it. I didn't think there was any point but he wanted to try.

When he came home, he told me the person he'd spoken to had phoned someone to discuss the debt. She told him we can repay it back at 11.10/wk. I will probably still use snowflakes for it - when they are redeemed and in my account - because it wasn't in the budget. I now need to add a column in my spreadsheet for this. I don't want to drag this out too long, but at least it is kinder to the budget.

I think I need to do save for birthdays too. I save for Christmas each pay, so birthdays should be saved for too. I think my problem is that I don't want to try to save for too much and then fail.

I'm not sure that I'll meet my emergency fund goal this year, especially as I'm diverting snowflakes. But I will try my best.



Emergency Fund Update

June 6th, 2015 at 10:14 pm

182.70 Beginning Balance
+_2.00 Weekly deposit

------------------

184.70 New Balance

Emergency Fund Update

May 30th, 2015 at 08:34 am

170.70 Beginning Balance
+10.00 Four-weekly deposit
+_2.00 Weekly deposit

------------

182.70 New Balance

Emergency Fund Update

May 29th, 2015 at 01:16 am

169.80 Beginning Balance
+__.90 Survey rewards

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170.70 New Balance

Weekly EF Update

May 24th, 2015 at 01:53 am

I'm getting a bit bored writing these since the total barely moves, but I will keep it up.

167.80 Beginning Balance
+_2.00 Weekly deposit

----------------

169.80 New Balance

Emergency Fund Update

May 16th, 2015 at 11:33 pm

165.80 Beginning Balance
+_2.00 Weekly deposit

-------------------

167.80 New Balance

Emergency Fund Update

May 9th, 2015 at 11:10 pm

161.49 Beginning Balance
+_2.00 Weekly deposit
+_2.31 Colleague discount savings

------------------------

165.80 New Balance

Another EF Update

May 2nd, 2015 at 11:02 pm

158.50 Beginning Balance
+_2.99 Survey rewards, coupon and colleague discount

-------------------

161.49 New Balance

Emergency Fund Update

May 2nd, 2015 at 10:36 am

146.50 Beginning balance
+10.00 Four-weekly deposit
+_2.00 Weekly deposit

--------------------

158.50 New Balance

Emergency Fund Update

April 26th, 2015 at 12:54 am

144.50 Beginning balance
+_2.0 Weekly deposit

______________

146.50 new balance

Emergency Fund Update

April 19th, 2015 at 12:47 pm

142.50 Beginning balance
+_2.00 Weekly deposit

----------------------
144.50 New Balance

205.50 to go

Emergency Fund Update

April 15th, 2015 at 11:14 pm

140.10 Beginning Balance
+_2.40 Survey rewards

----------------

142.50 New Balance

207.50 to go to reach my goal of 350.

An Update

April 15th, 2015 at 11:07 pm

Both of my rewards were credited to paypal the other day: 5.00 from swagbucks and 3.00 from my survey. I transferred them to my bank this morning, then immediately sent 70/30 to credit card #2 and my emergency fund.

I noticed that Suits is now on Netflix, and I found disc four from season 3 I think that I had from Love Film. I sent the discs back yesterday and officially cancelled it this morning. I use Netflix more these days anyway.

I've been better with shopping after work - I have only been buying essentials. Starting next month, I think I will do one online grocery shop to save myself some time.

I need to start putting money aside for J's cake smash/family photo shoot in June. I should have done it already. We also need to buy new outfits for us all.

I am so pleased with my emergency fund balance. As Decisive Paradox noted, it's the highest it has ever been. I just hope I don't need to use it anytime soon.

Dh is taking the kids to a birthday party out of town on Saturday. I never got the holiday so I can't go.

We got a cheque from our utility company for 4.96. I need to get it to the bank soon.

Emergency Fund Update

April 12th, 2015 at 12:01 am

138.10 Beginning Balance
+_2.00 Weekly deposit

--------------------

140.10 New Balance

I'm not as sure that I actually will reach my goal now that I have been doing surveys less, and not doing swagbucks. I do have enough swagbucks right now to redeem 5GBP Paypal so I'll need to do that. I know I can look for snowflakes elsewhere though.

Emergency Fund Update

April 9th, 2015 at 11:52 pm

134.05 Beginning Balance
+ 2.55 survey rewards
+ 1.50 found money

---------------

138.10 New Balance

211.90 to go to reach my goal of 350 by December 2015.

Emergency Fund Update

April 5th, 2015 at 12:01 am

122.00 Beginning Balance
+10.00 Four-weekly deposit
+_2.00 Weekly deposit
+_,_05 Interest

------------------

134.05 New Balance

Emergency Fund Update

March 27th, 2015 at 11:15 pm

115.00
+_1.50 survey rewards
+__,50 coupon
+_3.00 paypal
+_2.00 deposit

-----------------

122.00

NSD, survey rewards

March 23rd, 2015 at 07:46 am

Today has been a NSD, thankfully. I love those.

I redeemed two 3GBP my survey rewards over the past few days. I also redeemed 5GBP opinion outpost rewards. I'm still working on Swagbucks, 300 + to go now. If I keep at it I can probably request it this week but I'm trying not to spend too much time on it.

I'm just really looking forward to those rewards so I can payoff debt and add to my emergency fund. I am easily pleased these days.

I updated my sidebar the other day. My goal for the year is to obtain 150GBP worth of snowflakes, for the first two months of the year I'm at 49.99, which is 29%. I think it could still go either way though. I had zero snowflakes last year so I'm not complaining.

Emergency Fund Update

March 21st, 2015 at 05:15 am

It's Saturday so 2GBP was automatically added today.

113.00 Beginning balance
+_2.00 Weekly deposit

-----------------

115.00 New Balance

Emergency Fund Update

March 17th, 2015 at 01:49 am

I forgot to do this last week.

111.00 Beginning balance
+_2.00 Weekly deposit

--------------------
113.00 New balance

237.00 to go to reach my goal. It's actually seeming reachable now, although I still have a lot to go.

Emergency Fund Update

March 10th, 2015 at 02:34 am

108.00 Beginning Balance
+_2.25 Opinion Outpost rewards
+_,_75 Tesco coupon

------------
111.00 New Balance

239.00 to go to reach my goal of 350.

Emergency Fund Update

March 6th, 2015 at 11:22 pm

96.00 Beginning balance
+10.00 Four-weekly deposit
+2.00 Weekly deposit

------------------
108.00 New Balance

Emergency Fund Update

March 1st, 2015 at 12:36 am

My weekly deposit of 2.00 was added to the emergency fund yesterday.

94.00 Beginning balance
+2.00 Weekly deposit

--------
96.00 New Balance

Emergency Fund Update

February 24th, 2015 at 03:55 am

93.25 Beginning Balance
+0.75 survey rewards

------------------
94.00 New Balance

256.00 to go to reach my goal of 350 by December 2015.

Emergency Fund Update

February 21st, 2015 at 07:14 am

It's Saturday, so my regular automatic deposit of 2.00 to the emergency fund hit.

91.25 Beginning balance
+2.00 Weekly deposit

-----------------
93.25 New Balance

Weekly Deposit

February 13th, 2015 at 11:58 pm

It's Saturday so my weekly deposit of 2.00 was added to the emergency fund. I set this up after paying off a Buy Now Pay Later item from the catalogue. It used to only be 1/wk, I increased it to 2 just before Christmas.

89.25
+2.00 weekly deposit

-------------------
91.25 New Balance

258.75 to go. I have 26% of my target amount in my emergency fund now. Ten months to go.

Another EF Update

February 13th, 2015 at 07:47 am

I just received 6.00 my survey rewards. 30% went to the EF.

87.45
+1.80

----------------

89.25 New balance

260.75 to go.


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