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July 9th, 2015 at 07:09 am

I just went and applied for the credit card. They said I will hear in 10 working days. I'm not getting my hopes us though.

I worked five hours extra this week, and two last week.

My spending has been all over the place. I've done two little shops this week. Yesterday I did buy a lot of reduced items, which I've put in the freezer. I thought I would be shopping less due to my two big orders this month, but apparently not.

I don't seem to be having much luck with surveys these days. There's still a few more weeks left of the month so I'm trying not to give up hope. I checked and I've accumulated 128.24 worth of snowflakes.

I was thinking last night that I would ideally like to get rid of cc1 before the 0% promotion period is up. That works out about 72 a month though. Part of me also thinks I should focus on BoS, which is being charged interest. If I do get accepted for the new credit card I will transfer half the balance, I think that will be manageable. I can only wait now.

4 Responses to “Update”

  1. creditcardfree Says:
    1436449205

    You'll know more about what to do when you get a response on this new credit card. Smile What is the difference in the rate on CC1, after the 0%, and BoS interest?

  2. scottish girl Says:
    1436451739

    Yep Smile You know, I actually don't know, that's really bad. I'll dig out their statements and check.

  3. scottish girl Says:
    1436523366

    Ok I can't find Tesco's interest rate, I can't see it on my statement. Bank of Scotland is 22.95%.

  4. FrugalTexan75 Says:
    1436579304

    Holy moly - 22.95%! If you get this new card, I'd definitely be focusing on getting shed of Bank of Scotland!

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