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Archive for January, 2010

2010 Goals

January 31st, 2010 at 01:28 pm

1) Start an Emergency Fund (aiming for 3 months)
2) Pay MIL the rest of the money I owe her
3) Clear washing machine debt

There's only three goals here but I think it's going to be hard. I saved up last year for the wedding but generally I was paying for stuff for the wedding as I went along. I don't earn a lot so saving 3 months pay will be difficult (I really shouldnt say that though...)

First things first, I'll need to work out what three months pay is.

I've just realised I said saving will be difficult cos I don't earn a lot. I need to stop thinking like that.

Keeping track of spending

January 30th, 2010 at 09:41 am

My mum bought me lunch today.

I bought hubby's valentine's card (£1.99)

Total spending today: £1.99

Love Film

January 30th, 2010 at 02:39 am

I just signed up for Love Film's two week trial. Hubby picked 5 games and I picked 5 DVDs. It will stop me from wanting to buy DVDs that I haven't seen and will stop hubby from wanting to buy games. I got £10 cashback for signing up.

Quotes

January 29th, 2010 at 04:54 pm

I was just reading Gamecock's Mind over Money blog and one quote has really stuck with me:

"How you spend your money today effects the life you will live tomorrow."

It's time to come up with specific goals for 2010. I'm serious, I want me and my husband to have our own place (even if it is rented).

I need to cut back on spending.

I need to pay off any debt I have (hubby too)

I need to SAVE otherwise we will be here forever and that's crazy.

EF

January 29th, 2010 at 12:31 pm

OK I've been reading blogs and it seems as though everyone has an Emergency Fund. Hubby and I don't, however we are trying to save for a house - I don't know if we will manage to get on the property ladder straight away but the money saved will help when we finally get a house (even if we do rent).

I'd like to get a used car too. I passed my test nearly a year ago and due to the wedding I haven't been able to get one.

So, I'm wondering, is it even possible for us to do that?

Cash back site

January 28th, 2010 at 07:12 am

I've joined a cashback website. My balance just now is £8.27 so not a lot. Once I get to £25 money will go into my bank account. I have a feeling this is going to take ages, I really shold have joined before Christmas since I done most of my shopping online.

Quiet day

January 28th, 2010 at 04:06 am

Today should be a No Spend Day Smile I'm hoping to have money left over before I get paid since I have done for the past few months. My hairdresser hasn't gotten in touch with me to arrange an appointment so I might not have to pay for that.

2 weeks till payday

January 27th, 2010 at 12:33 pm

It's just over two weeks until and I get paid. I'm getting my hair cut and highlighted next week (hopefully) and me and hubby are going out for a meal to celebrate our anniversary. I take a monthly bus ticket to work and I bring my own lunch so I really shouldn't spend a lot. I'm off for the next few days so hopefully they will be No Spend Days.

silly question but..

January 27th, 2010 at 12:02 pm

I've forgotten how to edit author info, how do i do it?

I'm back, and I'm married

January 26th, 2010 at 02:21 pm

It's been over 2 years since I last wrote in this blog Frown It's really bad I know. Well I've decided that I need to get some savings behind me again since our wedding used up all of my savings. We are currently living with hubby's mum and brother.