I'm opening up a savings account tomorrow for my challenge money. I'm meeting my boyfriend after he finishes work so I will go to the building society before I meet him. My money has been in my room for ages so it's about time I put it into a savings account.

On Friday I am going to phone to try and get another driving instructor. I don't have any money until Friday otherwise I would phone before then.

My boyfriend owes me money. When he repays me it's going straight into my challenge account, along with all of the other money I have to add.

I haven't started Christmas shopping yet. Although I have been looking at gifts online to see if they are cheaper.

My advantage card arrived today, with a coupon for double points for two transactions until 12th July.

I forgot to mention that I added £10 to my ISA.

I'm in the red, I hate it. I need to get everything sorted.

I've decided I should be doing what Loubilou does and max out my ISA for 2006/07. Honestly I probably won't be able to but I'll try after the holiday is paid for to put more money in it. I got a letter from the building society today and I only put over £500 in it last year. My OH said he was going to put money in it for when we move out next year, but now I'm thinking he should just open up his own account. He says he's bad with money so he probably won't.

I'll aim to have at £2000 in it by April 2007. If I save more that will be great.

The application for the savings account arrived today. I only filled out my details yesterday so it was really quick. I've decided that I'm not going to open the account yet, especially while I'm so skint. I'll open it within the next couple of months. I've decided that I'll save about £20 a month, I won't notice that.

I checked the building society's website today and I filled in a form so that they can send me some information about the account. The money will be saved for 3 years and then I can decide whether to put it into an instant access account or take it out. I'm hoping to start this is June when the holiday's paid, maybe before then if I manage to pay it sooner - fingers crossed.

Trying to work out expenses for April, I'll write it in here as soon as I do.

Ordered two items from the catalogue, they were on sale, so that will go towards the bills next month.

I was hoping to have a couple of No Spend Days this week but it looks as though it isn't going to happen. Today I have to buy some food at the shop for my mum after uni, hopefully it won't be too much. I'll also have to buy a Mother's Day gift and card too. I seen a pair of shoes for my holiday which I'm also planning on buying - they might not be there next month.

I have decided that once the holiday is paid for (June) I am going to open another savings account. The one I have just now is instant access so this one will be long-term and hopefully I'll have to give notice to take money out. I seen one advertised, I think the AER is 4.25% or something like that. Anyway the building society isn't in my town which means that even if i did want to touch the money, I won't be able to because it isn't nearby and it will be a pain to travel there. I am thinking about probably saving £15-£20 per month, so that I won't really notice it from my wages. It won't be much but it will do until I get a better job.

Speaking of jobs, I was going to do overtime tomorrow but I'm not going to. I am already working ten hours extra this week and eight hours extra next week.