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Archive for June, 2017

Post #2 of the day

June 30th, 2017 at 05:27 am

I've just spent ages updating my details on What's the cost. I hadn't updated in over a year! According to WTC, by paying 486.54 each month, I should be debt free in 25 months. I'm not sure entirely how accurate this is, because I had loads to update. I guess I'll have a more accurate number after a month of properly updating. Anyway, I told hubby this and he is onboard.

Onwards to the Uber Frugal Month!!

Update

June 29th, 2017 at 10:21 pm

I'm going to attempt UFM in July too. At first, I thought that buying school stuff would be an issue. Anyway, last week I found out that we're entitled to a school grant. All I had to do was photocopy some forms and send them with the application form. Well, we did that on Monday. Yesterday I checked my email to see that I have been approved for the grant. The money - £90 - will go in next week.

I found out that hubby's credit card that I cleared last year, then J added to but we got a lot of it taken off, is sitting at 3k. I know J has bought some more things accidentally, but I didn't realise it was that bad.

I bought J a bed for his birthday. I spent almost 190. I had 160 set aside. He was ill on his birthday, so we didn't go out for it.

SG's has finished nursery now. One of the mums wants me to bring her over to play with her child during the summer. It seems that her daughter has become attached to mine.

What else? I signed up for an app that I installed on my phone. Apparently, by doing this means that I'll get a £10 shopping voucher soon. It keeps crashing, so I don't think I'll get it.

I'm going to try my best at UFM.

Little tidbits

June 9th, 2017 at 07:39 am

I found my claim form for my health plan. I'll go to the hospital next week to get it signed. That should help a little with my pending budget shortfall.

I returned some clothes that my mum bought for the kids. That was 25.00.

I also found a gift card that I can use for shopping. 10.00

I signed up for a free trial of hayu on Swagbucks. The marketing they use here is that you can view the show "the same date as the US". The episode I watched kept freezing, it must've taken me double the time to watch it. On the plus side, I've been watching Giuliani and Bill. I miss that show.

What else? The calendar has really gotten busy with upcoming events at nursery including school visits. Likewise, one for J too,for nursery though.

I think that's all.

No spend day

June 2nd, 2017 at 06:07 am

This morning I recycled some jars and dropped off some donations.

Later, I baked raisin biscuits and tomato scones. They will be for snacks.

Yesterday I checked my eligibility for a credit card balance transfer. The check said I would be accepted, however, I haven't applied in case I don't get approved. Also, I'd rather use a balance transfer for my highest credit card, and that balance transfer doesn't run out until October.

I was going to go shopping on Sunday, but hubby made me realise that we don't need anything, so I'll hold off another week.

Yesterday we were in Edinburgh for an appointment and I
spent 18.69 at Burger King. It was unplanned. However, walking through Edinburgh is exhausting and we all needed it (we had some snacks with us).

My budget app alerted me that I'm close to overspending on groceries. I've only spent 72.xx,but it told me to lower my daily average.