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Archive for February, 2010

February

February 27th, 2010 at 04:09 pm

For the first time ever, I wrote down all of my spending for the month. In the future I might just track every four weeks when I get paid. Anyway this is what it looked like:

anniversary meal: 40.00
capital one: 62.79
MIL: 260.00
washing machine: 20.00
Littlewoods: 60.00
car deposit: 100.00
monthly ticket: 63.00
Love Film: 14.99
ASDA: 69.27
misc: 21.52
hair: 40.00

Christmas savings: 30.00

I think March will be tough because it will be the first month that I'm paying for the car and insurance. Road tax is 150.00 for six months which is due in June so I'm going to put money aside for that.

Car

February 22nd, 2010 at 01:02 pm

I found a car yesterday that I liked so I put down a deposit. It's a used car which is what I wanted. Now I'm just trying to find car insurance so I can collect it this week.

Used car

February 18th, 2010 at 09:13 am

I've just been looking at used cars online. There's a Ford Ka for £700 which unfortuantely I can't afford. The seller was less than ten miles away too. I really want a car.

Back to work

February 15th, 2010 at 11:01 pm

It was my first day back at work yesterday after my twelve days off. I found out that the store has massively underspent on wages for the past few days. Apparently while I was off they were sending people home to cut back on wages. Glad I missed that.

There's a sale at work. I had a look at a few things when I finished but didn't buy anything. I'm really pleased with myself, I'm usually a sucker for sales.



Getting organised

February 13th, 2010 at 02:02 pm

It was payday yesterday. This morning I wrote down how much I had spent, and I suppose it wasn't too bad.

I gave MIL £100 towards the money I owe her (£270 to go till she is out of the way)

Cleared credit card balance.

Paid £60 to catalogue.
New balance: £459.86

Paid £20 to washing machine.I really should have paid more though.

The only problem is that I didn't put anything into savings.

Today I'm meeting my friend for coffee. I'm back at work tomorrow.

Stressing

February 9th, 2010 at 10:40 am

I got hubby up for work this morning and when he left I couldn't get back to sleep. I kept on thinking about the debt that he owes his mum(3k) and the money I owe her. I've been keeping track of my spending since the start of this month, I'm planning on keeping it up.

Although Hubby owes MIL 3k total some of the debts are smaller. I told him a while ago - when we found out exactly how much - that he should clear the smaller ones first. If anything it would make me feel better knowing that I had achieved something if I did that. Ideally while Hubby clears his debt I'll be clearing mine, which isn't that much actually. However since we don't have our own place yet I think we should at least use this time to get rid of debts before we do.

Speaking of homes, I'm going to the post office soon to send an application form to another housing association since our council was no help (we have the minimum points)

My current debt:

catalogue: 511.86 (interest free)
washing machine: 250 (roughly)
credit card: 62.79 (will clear this month)
MIL: 370

Total: 1194.65

That's the first time I've totalled it up, didn't realise it was that much.

Spending

February 4th, 2010 at 05:56 pm

Yesterday we went to Tony Roma's for our anniversary meal. It was nice. Spent £40.00.

Today's spending:

Costa £2.35
Wetherspoons (lunch) £5.00
Asda £4.07
Card Factory £1.18
Superdrug £2.22

Total over past two days = £54.82

I'm going to keep track of my spending. I get paid every four weeks so will post a total every four weeks. I get paid next week so will keep on writing everything down to see where my money's going.

Anniversary today

February 3rd, 2010 at 01:46 pm

which means we will probably spend a lot. We have a voucher for a restaurant which we've never been to - so will cost us to get taxis to and from there - so we're just going to use that another time and go somewhere else.

I've had two NSDs in a row but it will end today. Tomorrow I'm meeting my friend for lunch, I havent seen her since the wedding so it's worth it to catch up with her.