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Archive for February, 2011

March goals

February 27th, 2011 at 06:50 pm

Is it just me or is this year going in really quickly? I'm writing about March goals, where did the time go?

Anyway, my goals for March are:

1) read a book
2) don't use credit card
3) pack 100%
4) leftover to savings

February goals worked out okay. I managed to add extra to savings and I packed everything. The only thing I didn't do was start a car fund.

Booked a trip!

February 25th, 2011 at 06:01 pm

In roughly four weeks from now DH and I are going to visit his auntie and cousins. I've never met her, and it's been 10+ years since hubby seen her. I paid for the train tickets with cash and put the hotel on my credit card (bad I know!) It's working out about 24 a night for the travel lodge we're staying at. We're going to take plenty of food to snack on while we're there, right now all I can come up with is Pot Noodles and cereal bars, and sachets of coffee and teabags.

I know this money should have gone into savings but hubby really wants to go and visit them. Plus, it will get us away from here for almost a week.

Overtime

February 17th, 2011 at 03:13 pm

I managed to get overtime this week: seven and a half hours worth. This is practically unheard of at this time of year. I don't know if I will get any more within the next couple of weeks, I'm just happy that I got something.

Lunch challenge is going well. I've packed 100% almost every day with the only exception being Sunday when I had to buy myself dinner at work because I impulsively volunteered to stay on for a few hours to help out. I had only packed for my contracted hours so I had no option but to buy dinner.

We're going out on Saturday night with a few friends. It will be our last night out for a while.

I've been thinking that me and hubby will have to combine our finances soon and get a joint bank account. Right now we're both with different banks.

I've also been thinking that I should help hubby pay back his mum. The sooner she's out the way, the better. It also means that it will free up money which can go to savings. Hmm. I spent most of my shift trying to think of ways to come up with extra money to pay her back. I would love it if the debt was gone by May/June.

Payday and car update

February 12th, 2011 at 11:12 pm

Yesterday was payday. After paying bills I added 45 to savings, so that was 20 extra. Also, the day before we got paid I transferred the money I had left (8) I love adding to savings. I'm going to have to write down when I add to savings so I can keep track of it.

I'm going to withdraw money for petrol and a night out we've got planned for next week and put it into envelopes.

I got my car back today. I can feel the difference. I'm hoping I won't see the inside of a garage for a while now.

Another year older

February 10th, 2011 at 09:24 am

This is my second birthday living here. When I moved in I honestly thought I'd celebrate one birthday here and that would be it. Well I'm 26 now. Ideally I'd like to have a child before I'm 30, not in this situation though. I was on a bit of a downer last night but I've cheered up.

Lunch challenge going well. I'm hoping to keep it up for the next few weeks.

It's payday tomorrow.

I WILL add extra to savings!

February 5th, 2011 at 04:11 pm

One of my goals for this month is to add extra to savings. I'm determined to do this. When I look at everyone else's savings, mine is pathetic. Well that will change soon. I'm going to find money, which is already there, and add it to savings. There's 20 there, for a start, that I can add since I'm not paying for Love Film until July. I'm sure I can find some more to add.

I NEED a car fund!

February 4th, 2011 at 07:15 pm

Took my car to the garage today for its MOT and service. Well there's a lot wrong with it - handbrake cable, brakes and oil, to name a few things. The garage phoned today and told me it will cost 770 to fix. Remember that credit card I cleared less than four weeks ago? Well I'm goiing to have to use that cos I haven't got enough credit left on CC2 to pay for it. The costs are mostly for their labour, apparently it's a big job. I won't get the car back till next week. I wish I had a car fund.