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Archive for February, 2011

March goals

February 27th, 2011 at 06:50 pm

Is it just me or is this year going in really quickly? I'm writing about March goals, where did the time go?

Anyway, my goals for March are:

1) read a book
2) don't use credit card
3) pack 100%
4) leftover to savings

February goals worked out okay. I managed to add extra to savings and I packed everything. The only thing I didn't do was start a car fund.

Booked a trip!

February 25th, 2011 at 06:01 pm

In roughly four weeks from now DH and I are going to visit his auntie and cousins. I've never met her, and it's been 10+ years since hubby seen her. I paid for the train tickets with cash and put the hotel on my credit card (bad I know!) It's working out about £24 a night for the travel lodge we're staying at. We're going to take plenty of food to snack on while we're there, right now all I can come up with is Pot Noodles and cereal bars, and sachets of coffee and teabags.

I know this money should have gone into savings but hubby really wants to go and visit them. Plus, it will get us away from here for almost a week.

Overtime

February 17th, 2011 at 03:13 pm

I managed to get overtime this week: seven and a half hours worth. This is practically unheard of at this time of year. I don't know if I will get any more within the next couple of weeks, I'm just happy that I got something.

Lunch challenge is going well. I've packed 100% almost every day with the only exception being Sunday when I had to buy myself dinner at work because I impulsively volunteered to stay on for a few hours to help out. I had only packed for my contracted hours so I had no option but to buy dinner.

We're going out on Saturday night with a few friends. It will be our last night out for a while.

I've been thinking that me and hubby will have to combine our finances soon and get a joint bank account. Right now we're both with different banks.

I've also been thinking that I should help hubby pay back his mum. The sooner she's out the way, the better. It also means that it will free up money which can go to savings. Hmm. I spent most of my shift trying to think of ways to come up with extra money to pay her back. I would love it if the debt was gone by May/June.

Payday and car update

February 12th, 2011 at 11:12 pm

Yesterday was payday. After paying bills I added £45 to savings, so that was £20 extra. Also, the day before we got paid I transferred the money I had left (£8) I love adding to savings. I'm going to have to write down when I add to savings so I can keep track of it.

I'm going to withdraw money for petrol and a night out we've got planned for next week and put it into envelopes.

I got my car back today. I can feel the difference. I'm hoping I won't see the inside of a garage for a while now.

Another year older

February 10th, 2011 at 09:24 am

This is my second birthday living here. When I moved in I honestly thought I'd celebrate one birthday here and that would be it. Well I'm 26 now. Ideally I'd like to have a child before I'm 30, not in this situation though. I was on a bit of a downer last night but I've cheered up.

Lunch challenge going well. I'm hoping to keep it up for the next few weeks.

It's payday tomorrow.

I WILL add extra to savings!

February 5th, 2011 at 04:11 pm

One of my goals for this month is to add extra to savings. I'm determined to do this. When I look at everyone else's savings, mine is pathetic. Well that will change soon. I'm going to find money, which is already there, and add it to savings. There's £20 there, for a start, that I can add since I'm not paying for Love Film until July. I'm sure I can find some more to add.

I NEED a car fund!

February 4th, 2011 at 07:15 pm

Took my car to the garage today for its MOT and service. Well there's a lot wrong with it - handbrake cable, brakes and oil, to name a few things. The garage phoned today and told me it will cost £770 to fix. Remember that credit card I cleared less than four weeks ago? Well I'm goiing to have to use that cos I haven't got enough credit left on CC2 to pay for it. The costs are mostly for their labour, apparently it's a big job. I won't get the car back till next week. I wish I had a car fund.