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Archive for September, 2010

update and October goals

September 30th, 2010 at 01:22 pm

Since my last post, I've cheered up.DH persuaded me to go out on Saturday night with him and his friends.

We went to the hotel on Sunday. It was a nice room. We only spent money on food and dink. We went to a nearby pub for dinner neither one of us enjoyed our meal. We would have saved money if we'd gone to ASDA and bought some food, but I thought it would be nice to go out for something to eat.

We got back from my friend's yesterday. We might not stay again, DH's allergies were bad, even though he took tablets. Apart from that it was a good night, we had pizza and drinks.

October should be a quiet month. Apart from my friend's wedding, we really don't have other plans. My goals are to get overtime at work, pack 100% and to have money left over. It should be easy to get overtime, we have stocktake this month. Also the week after the wedding two people in my department will be on holiday so I should be able to get overtime.

I crashed!

September 25th, 2010 at 03:52 pm

I crashed my car today. I've been on the phone to DH, crying. The worst thing is it was all my fault. I was leaving a junction and I thought it was safe to go. I crashed sttraight into a car that I hadn't seen. The car belonged to a lovely old man who took my details. The left side of my car is dented. I know my insurance will go up now but it is all my fault. I should have been paying more attention.

payday, and it's less than normal

September 24th, 2010 at 07:57 am

The last four weeks at work I didn't do as much overtime as I had wanted to, getting sent home two hours into my shift didn't help either. I got paid less than I did last month. When i'm back at work after my holiday I'm going to get some overtime. I'm just going to have to work with what I've got, it's the only thing I can do.

This morning I have paid money to MIL ("rent"), paid catalogue and my high-interest CC. Still to pay the lower interest one. I'm trying to decide how much money to put aside for my friend's wedding. I'm getting their present today too (20 budgeted) The place that they're having their reception is really cheap so we shouldn't need too much. their wedding is in three weeks (the week before payday for us)

Tonight I am going out with my mum. She is buying the drinks while we're there since I got the tickets. I think it will be a good night.

Today I have to:

- buy their wedding present
- get petrol
- put money aside for wedding (can't see it, can't spend it)
- pay washing machine
- pay other CC



finally used our wedding present

September 22nd, 2010 at 12:55 pm

Last year one of MIL's friends gave us a 30 voucher to use at the restaurant where he works. We finally used it last night. Total spent: 28 (actual total was 55 before the voucher was used) It's a lovely restaurant that overlooks a lake. We both enjoyed ourselves, it was nice to get away for the night.

Today has been a no-spender. I don't think we'll be going anywhere today.

I'm off to read everyone's blogs now. Hope everyone has a good day!

gutted

September 20th, 2010 at 10:06 pm

DH's birthday went well. I got him a book to open on the day and I made him a cake. We went out for a birthday meal with DHs family. When it came to paying the bill, in-laws paid cash. I had my card so just said I would get the bill and they would give me their cash toward it. Well I can't find the cash that they gave me towards the meal now. I know I dropped my bag just as I was getting out of the taxi but I would have noticed money. DH thinks it will turn up. I hope it does. Next time I'm bringing cash.

Today was a no-spender. We tidied our room and watched dvds. I went to visit my mum. Originally I was going to put the money into my bank account but that isn't happening now...

I think this week will be quiet, we don't get paid until Friday.

added to debt

September 17th, 2010 at 09:33 am

We bought a new laptop - well ordered it from my catalogue. Our reasoning? We had been using MIL's for months and it had been causing problems. There have been many arguments over how long we've had it, level of charge left etc... We spoke about it and decided enough is enough. We haven't got our own place so may as well get it now. We're paying it up, interest-free over a year. There were 2 year credit options but I didn't want to do that. So what's the damage? 402 (this includes a 3 year warranty) It's smaller than i thought it would be but at least it's ours Smile

Oops, made a mistake

September 13th, 2010 at 05:56 pm

I accidentally published that last entry when I'd only just started to write it. Oops. I'll try again.

I tried to spend as little as possible today. This morning I made sure to pack everything that I needed for work. I noticed we had a really nice cereal with strawberries and almonds in it so took that to work for breakfast. A lot of people commented on how nice my breakfast looked. Packed everything for lunch too.

This is my last week at work before I'm off on holiday (not that I'm going anywhere) I think that's a reason why I'm finding it so easy not to spend anything: I'm counting down the days. Right now I'm not doing any overtime this week so I could, in theory, only have two more shifts to do. However I do keep thinking I should pick up a shift before I'm on holiday.

Hmm, in other news, my uncle proposed to his girlfriend at the weekend. I'm going to have to buy him a card to say congratulations.

How frugal have I been today?

September 13th, 2010 at 05:49 pm

Packed

Phoned doctors

September 10th, 2010 at 02:42 pm

On Monday I handed in a urine sample at the doctors to be tested. Since I'd been working all week I kept missing their calls. I phoned today and the nurse phoned me back. She said that it was a perfectly healthy sample. It's good to know, people at work and family were speculating that I might be pregnant.

I ordered a little present for DH to open on his birthday. It was under five pounds.

past few days

September 9th, 2010 at 04:02 pm

It's been a few days since I updated. On Sunday I woke up with stomach pains all through the night. When I woke up on Monday morning I still had a sore stomach but I decided to go to work. Well, I managed two and a half hours of my nine hour shift. I went to the doctors but she couldn't tell me what was wrong. She is my new doctor so she doesn't know anything about me, she asked if I was taking any medication. I don't know what was wrong with me. I'm fine now though.

Unfortunately, the overtime that I did today isn't really overtime since I just made up hours that I had lost out on on Monday. Oh well.

In other news the tribute night that I'm taking my mum too this month is now paid off.

my weekend

September 5th, 2010 at 05:51 pm

On Friday I worked 6 hours overtime. Then we went to visit my friend who just had a baby. They offered us dinner but we had something to eat before we left. We stayed for a few hours, she and her hubby were tired since this is baby's first week home. She liked my presents. Total cost: free

Last night it was DH's friend's birthday. We went to his house. Put petrol in the car before we went. DH gave me 10 towards it. Total cost: 20 (10 me)DH took beer that we bought last week.

I was back at work today. Asked supervisor for overtime so I'm working on Thursday. DH is working nightshift on Friday.

I'm doing well tracking spending, especially DH. Basically I'm aiming not to spend money on anything that I don't need. I'm going to look online for my friend's wedding present tonight.

In other news, I spoke to my friend about staying at hers when we're on holiday. The offer's still there so we're going the week of our anniversary for a night.

Day off = loads done

September 2nd, 2010 at 12:52 pm

Today I put money into DH's bank account, posted a letter to DH's grandparents and my friend who is in the army, posted a Love Film DVD. I also bought in all of the special occasion cards that I will need for this month, including DH's anniversary card. Spent 10.50

Our first wedding anniversary is sorted. Booked the cheapest hotel I could find: 23.50 We're staying for one night. DH is going to buy us breakfast the next morning at a restaurant near the hotel. I love it when things come together!

Going to my mum's later so need to get some housework done, and my ironing. Off to have some lunch now and get started.

Review of August goals

September 1st, 2010 at 05:48 pm

My goals for August were to:

[X] Track my spending 100%
[X] Track DH's spending
[/] Pack 100% at work
[X] Add to savings

I managed 3 out of 4 so it's not too bad. The only thing that let me down is buying food at work a couple of times. Therefore, this month I am packing 100%. It will save me money and hopefully mean I'll have more money left before we get paid again. I bought a few things today I can take to work with me, spent 2.89.

There's a few things I need to do this month, and they all cost money:

1. buy my friend a wedding present (could wait till next month but that will be a few weeks before the wedding then, I want to try and get it in soon)
2. pay off rest of tribute night: 25.90
3. buy wrapping paper and cards for birthdays this month. 5 estimate
4. add to xmas savings 15

I'm going to track all of our spending this month. I think it's a good habit to get into.