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Archive for November, 2017

Update

November 27th, 2017 at 10:20 am

I'm counting down the days until payday. Eleven days.

I thought I was finished with Christmas shopping - well, apart from framing a photo once I get the print. I ordered SG a leapfrog learning tablet. I had 57 in Amazon vouchers, so it was 12 out of pocket. Anyway, yesterday we took the kids to see Santa and she asked for a superhero costume. I checked online and I can get it from work next month, and I know there's a special sale, so that should be less than fifteen pounds.

I noticed that I'm not really stressing about Christmas. At least, I dont think I am.

I've still been tracking spending in my little notebook that I keep in my bag. I've noticed that I don't have a budget for miscellaneous items, and that I tend to buy a sandwich after work on a Saturday (although I'll need to stop that). I did try packing more but I ate it on my break, so I obviously didn't pack enough...

We decided last year that we need to replace our Christmas tree. I was supposed to budget for it, but I forgot. Last week my mum told she was getting rid of one of her trees, so she offered it to us. She tried to get us to take her decorations too, but I think we've got enough. I'll end up buying one that the kids made at the fayre next month, no doubt. No point taking them when I don't need them.

Double Digits

November 10th, 2017 at 01:44 pm

The catalogue is sitting at 95.50. There's only one more payday left for this year, so it will be gone early January. Then I'll put that money towards my credit card.

There's 18 months left on my loan.

Went shopping this morning. Spent 51.xx although 9.99 was a Christmas present and 5.98 was on thermal socks, so not too bad actually. I've meal planned for the week.

On Monday I'm going to start wrapping what I have in so far.

Kids are going to see Santa at the end of the month, although I paid for it last pay.

Quick Update

November 6th, 2017 at 01:00 pm

I barely update these days because I'm constantly talking about the same thing: paying off debt. I have no new updates about my debt, only that I'm still paying it off. I'm still being optimistic that i will be debt free by the end of 2019. So two more years of this.

I did notice that DH is aware of the budget, although I only casually talk about it. The phrase "Is there room in the budget?" is used a lot.

I've been working on decluttering and getting organised. Despite this, I still haven't started Christmas shopping yet because I'm not sure exactly what to get eldest. Littlest is easy but I need to shop around first before I go parting with my money.