It's the the last day of June and I haven't spent a penny I think that my NSM has been a success, despite a few setbacks - namely my windscreen and breakdown cover.
Here's what I spent this month:
£35.78 Beginning balance
- £2.78 (savings transfer)
+ £781.76 (wages)
- £13.00 (dental plan)
- £25.00 (savings transfer)
- £160.00 ("rent")
- £300.00 (hubby)
- £65.00 (credit card 2)
- £41.00 (credit card 1)
- £56.00 (catalogue)
- £70 (cash withdrawal)
- £20.00 (cash withdrawal)
+ £300.00 (cash credit - hubby)
- £2.40 (ASDA)
- £4.50 (candles)
- £45.00 (dentist)
- £70.00 (windscreen replacement)
- £50.00 (DH debt to MIL)
- £16.76 (AA)
+ £105.00 (cash credit)
- £90.75 (6 month road tax)ras
- £50.00 (savings transfer)
- £22.31 (phone bill)
+ £45.00 (dentist reimbursement)
- £98.42 (car insurance)
- £18.90 (Harry Potter tickets)
- £16.68 (AA)
+ £20.00 (money from mum for tickets)
- £49.04 (savings transfer)
= £0.00
Extra transferred to savings = £101.82
Cash envelope balances:
petrol £50 beg/£29 remaining
packed lunch £10/£3.40
snacks £10/£2.24
= £35.36 spent/ £34.64 remaining
I decided to add everything saved apart from small change (5p, 2p and 1p) I added £20 to my car fund and £14.40 to my emergency fund. I put the small change into my money bags which I'll take to the bank soon and add to savings.
All in all, I've done better than I thought I would.If my windscreen didn't need replaced I would have saved £70 more, but that's life. Now all I need to do is think of my July goals.
Last day of a No Spend Month (long)
June 30th, 2011 at 04:43 pm
June 30th, 2011 at 06:25 pm 1309454757
June 30th, 2011 at 07:29 pm 1309458542
June 30th, 2011 at 08:17 pm 1309461452