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Archive for January, 2013

Meal Planning

January 21st, 2013 at 06:36 am

-Chicken enchilidas
-Baked potatoes with beans and cheese
-Beef enchiliads
-Soup with bread rolls

This and That

January 18th, 2013 at 04:36 pm

Bought a four-weekly bus ticket for 73.50. Hubby paid for half since we are sharing it. I've been driving my car as little as possible since I know something is wrong with it, but I am getting rid of it this month. One of the drawbacks of getting the bus is that I end up shopping while I'm waiting. Keep spending two-three pounds when I'm at work. On the plus side though, our cupboards have more staple items in them now since I have been finding things reduced e.g taco seasoning for 40p. I also found some Christmas decorations for 50p so they have been put away in our Christmas box.

Still not managed to find any snowflakes but I am not giving up.

Meal planning has stopped since I have been back at work, although I really need to organise it again. Hubby has been pulling his weight in the kitchen now so things are a bit better on that front.

A productive day.. and payday

January 12th, 2013 at 03:26 pm

Today hubby and I took all of our glass bottles to the supermarket to recycle them. We also recycled all of our cardboard and emptied bins too. The flat is looking a lot better now. I just need to start decluttering other areas now.

Spent some time yesterday and today making up meals for SG for next week. I put them in the freezer and take them out when needed.

It was payday yesterday. Paid more than the minimum to CC1. Still aiming to find snowflakes to throw at the credit card debt. CC2 hasn't updated yet.

I've spent 57.xx on food shopping so far... yet we are debating whether to get a takeaway tonight. Bad I know.

I still want to get rid of my car this month, waiting on my updated documents arriving first though.

Bad start

January 7th, 2013 at 09:15 pm

One of my goals for this year is to snowflake money towards debt. Tonight I went on music magpie to hopefully sell some of my old CDs. I can't remember the last time I bought a CD. Well, it seems most of my CDs are too old because they kept getting refused. Out of the CDs I tried, they only accepted three at about 25p each! I need a minimum of ten to claim money.

Next I tried cash for clothes. I set up a paypal account. Well it seems that there was a problem with my form on the cash for clothes for website - it kept telling me to check my details. It's just not my night. I think I will try again in a few days when I'm not working.

If I can't sell anything, the extra money towards credit cards will have to come from other sources.


January 6th, 2013 at 09:26 pm

Ok I have updated my sidebar and done the math....

This is my credit card situation:

Credit Cards:
Balance-current min. payment

1 1679.16 - 83.96 (highest interest rate @ 29.9%)
2 4397. 41 - 76.92 (december min. payment, waiting on statement update)

Total CC debt : 6076.57!!!

The total is scary! I have to get it sorted! In the past I have cleared CC1 to zero then used it later for car repairs. CC2 has been used for "little" purchases, 10 here, 20 petrol etc and also bills, and car repairs too.

This better be my year for getting rid of a lot of debt. I'm going to try my hardest. Wish me luck.

4 days in

January 4th, 2013 at 03:22 pm

We are now four days into the new year and I would love to say that I had started to work towards my goals. Honestly, I haven't. Payday is a week today so I will make some progress then, hopefully.

I wanted to be really productive this week since I am back to normal working hours next week. However I have been more tired than normal thanks to SG waking up standing in her cot during the night, and fighting her naps. So, I've just been tackling everyday tasks.

We have been living off leftovers the past few days. On Hogmanay hubby was working and I bought a few things that were reduced. One of them was a medium chicken for 2. We had roast chicken one night then I made the leftovers into chicken curry. First time I've made curry and it tasted good. We had the last of the curry last night then we had some leftover tortillas which I fried with some onions, peppers and cheese. I will be making soup either today or tomorrow since MIL gave us a dozen rolls she got for free from her work.

Over the next few weeks I want to declutter. I want to get rid of some old CDs - I won't get much for them - and some old clothes. Any money made will go towards CC1 which has the highest interest rate (30%) My car will also be gone within the next month since I can no longer afford the repairs - well to be honest I haven't been able to afford the repairs for a while now since they have all gone on the credit card.