Layout:
Home > Category: family

Viewing the 'family' Category

Merry Christmas

December 26th, 2020 at 01:52 pm

I hope everyone had a nice Christmas, as much as they could under the circumstances. We had a relaxing day, just the five of us. We have loads of turkey leftover.

I just started following The Budget Mom on YouTube. It's payday next week.

I'm going to try to be uber frugal in January. I've signed up for it. I find the emails motivating. If anything, I want to reduce grocery spending and takeaways. We'll see how it goes.

Hey everyone

June 16th, 2020 at 09:27 am

It's been ages. I see there's been some good news since I was last on. Congrats to everyone who is now debt free.

We seem to be spending a lot more on food recently. We have barely been going out, only when really essential. I'm still off work due to my health. Just trying to keep everyone safe, that's the aim.

I let my budget slack these past few months. I need to deal with it now.This morning I updated it.

Everyone is healthy here.

Update

April 21st, 2020 at 08:46 am

Well that's the Easter "holidays" over as of yesterday. It's a strange time. We played Brain Challenge the past few days, which was good for eldest.

I have been making notes on J's progress to update his teacher.

L is copying J a lot. Toddlers pick up things quickly.

We have a musclefood order coming in a few days. I need to defrost the freezer. Tesco order due next week. We now have to go onto their website at midnight to try to get a slot three weeks in advance. I'm grateful not to go out though.

Update

March 18th, 2020 at 06:53 am

Well, schools aren't closed here. The class trip and parents evening has been cancelled.

The cinema is shut. McDonald's is o it drive-thru and takeaway.

I put my hands up and admit to using my credit card to do a grocery order. Got some extra tins but nothing extreme. Anyway I've realised I'll still be at work during all of this so there was really no need. I've just been witnessing at work how crazy people can get. Epic fail but we'll recover.

UFM: Day 1

January 1st, 2020 at 08:21 pm

Today was good. It was a NSD.

Steak pie from the butchers for dinner. Chocolate gateau for pudding. Lots of gateau leftover. I was going to defrost either pork or turkey for tomorrow but the fridge is full. So we'll have an omelette or something instead.

Lots of snacks leftover from Christmas to use up.

Note: eldest two like German chocolate snacks I bought for Christmas.

Update

October 10th, 2019 at 05:13 am

It's been so long I don't know where to start. I'm back at work now, I have been for a while. I forgot how difficult it is when they're babies and going to work. L is so excited to see me when I'm home.

We received J's autism diagnosis. We also disputed his school placement. He starts a new school soon.

We owe MIL money from at the start of the year when we were behind on hubby's credit card. I'm finally able to start paying her back.

I haven't started Christmas shopping yet.

Eldest is doing good. I am wondering if we will need to start giving her pocket money soon. I want her to learn how to manage money.

My mum bought a household item from one of those stores that charge extortionate rates (69%+) She told me she can't afford the payments so they're taking her to court. She doesn't care. This is the same place that i spent years paying an item off for my mum (I'd bought it as a gift when i was naive) It took me *years* to get rid of it. I don't understand her attitude.

It's been almost 2 months!!

March 20th, 2019 at 09:52 am

I didn't mean to leave it this long between entries. Since my last entry we've had my birthday and SG's birthday. I had money in the sinking fund for that. We had a relaxed day, eating food that the birthday girl wanted. I made a chocolate fudge cake.

We had to borrow money from MIL a few weeks ago to get current on hubby's credit card. Sigh.

We received the new baby payment, then found a highchair on Amazon for £58.20. It's similar to the one that we had for the older two. The rest of the money is in my savings, allocated as the baby sinking fund. (241.80)

I was also finally able to get the school clothing grant. That money is in the sinking fund too. It'll be getting spent soon,SG has had a growth spurt.

Baby L is 14 weeks now. Sleep is getting better: four-five hours followed by two wake-ups every two-three hours.

Just for reference, and because I haven't updated my sidebar, there is 40 in the Christmas sinking fund. Not much compared to the others.

A very quick update

January 23rd, 2019 at 02:40 pm

L woke up as soon as I signed in. It's like she knew I was planning on updating here.

Anyway, there actually isn't that much to update. We're still surviving here,although it's a teeny bit better now that we're five weeks in. I think I got at least five hours sleep last night -not five hours straight though.

An acquaintance offered me her daughter's baby clothes. It's so nice of her, especially since we don't see each other. She also told me to message her if I ever need to talk. I'm not really comfortable doing that, but I did say thanks for thinking about me.

I've got three more loan payments left.

Hubby has to phone the credit card company to discuss what he owes. It's all in his name, I don't even know his login details. Well, I can't remember them. I did set it up, but that was years ago.

I also checked hubby's bank account. Nothing happening there other than it had been over a month since I'd checked.

I signed up for a delivery saver trial with Tesco. I haven't been in a supermarket for a proper shop since before L was born. I'll keep it when the trial finishes. It's such a time-saver. Yes, more expensive than aldi but they don't do online shopping.

I think that's all.

Adjusting

January 4th, 2019 at 10:52 pm

Since my last post, we have added a new family member. Baby girl arrived before Christmas. She has slotted into the family quite nicely.

I admit that I haven't been tracking finances. I forgot how exhausting life is with a newborn. I noticed some of you are doing UFMC. Ordinarily, I would have, but it's just not realistic right now. Next year I'll happily take part.

Finally!

November 8th, 2018 at 11:43 am

I can finally access my blog! I was giving up! I had to reset my password since it wouldn't let me use my old faithful one. Oh well.

I just wanted to check in quickly. Baby is due in just over six weeks. I feel like we're pretty organised, although I will double check everything. We've bought most things nearly new. I also found a lot of old baby clothes in the cupboard last week when we were decluttering.

I started Christmas shopping a few months ago. My aim is to now get them wrapped. I bought wrapping paper in so I'm halfway there. Next week I'll probably start.

I'm going to make up some meals for the freezer in the next few weeks. We've only got a small freezer, so I can't do too much.

Update

August 9th, 2018 at 05:41 am

I've reached the halfway point. Baby is doing well,according to my recent ultrasound. We haven't bought anything yet. However, we now need to start getting organised.

I've still been decluttering,although not as much as before. I need to step up before I add baby stuff.

I need to get started Christmas shopping soon. Luckily for me I have a 6 year old who is happy to tell me what she wants. She is an advertisers dream. I do point out to her that she can't get everything. I've started an Amazon wish list for the first time ever.

Speaking of Amazon,I've just claimed a £5 voucher from swagbucks. I need to get back on it so that it can help with Christmas shopping.

Update

July 20th, 2018 at 06:27 am

It's been a while since I last updated. Since then I've been a bit lax tracking my spending. Time to get focused again.

Last night I meal planned and wrote today's shopping list. It's payday today. I'm going to make sweet and sour chicken in the slow cooker (a first for me). I'm hoping there'll be plenty of leftovers.

I'm 17 weeks pregnant now. I'm definitely making an effort to eat good stuff. Of course, this pregnancy is already heaven compared to the last because I'm healthy.

I'm trying to continue to declutter. My mum wants to buy stuff for the baby already, but I told her I need to check what we have first. If I can get stuff nearly new,I will.

Debt is going down. I have to update my sidebar.

This & That

April 6th, 2018 at 04:35 pm

I've spent £112 on food so far since payday last week. Ouch. My tesco order was huge though. I've been looking into portion sizes and trying my best not to waste leftovers.

I found a bean and pasta soup recipe that I'm going to make for lunches next week. I cooked up some pinto beans and I also have cannelini beans in the freezer.

I'm going to a speech therapy course for parents of children with social learning difficulties. It lasts 6 weeks. I think it'll help a lot.

My new hours started. My first pay will be at the end of the month.I'm looking at that budget now.

Update

February 14th, 2018 at 12:46 pm

It's been a while since I last updated. So, what's been happening?

First of all, I started watching a lot of budgeting videos on YouTube. Actually, I started that at the beginning of the year when Creditcardfree mentioned it in her blog. Now, I'm trying to figure out if I'm more of a pen and paper gal, or if spreadsheets are the way forward? And, do I prefer updating daily or once a week? And cash only? Right now, it's mostly cash for variable expenses.

I had a birthday. I treated myself to a new cookbook from Amazon. I had vouchers so the book was free. The aim of the book is feeding a family of four for £40/wk. I'll be making some stuff from it.

I also just spent a Christmas gift card today. I added a couple of things for the kids. I was 6.49 OOP.

I had a check up at the dentist. One of my fillings needs replaced. It'll be £56. This wasn't in the budget so, today, I made sure that my health plan is updated online. I can make the claim the same day so that's good. I also made sure that both kids are on it. They are. (Youngest has had a lot of referrals since last year. Possible autism diagnosis. We've been to lots of appointments for him. Next one is ophthalmology this month, since they really did refer everywhere).

Hmm, what else? SG's birthday is next month. She told me the other day she'd like a party. I had to tell her that's too late notice to book a party. Looks like I'll be planning one next year.

Double Digits

November 10th, 2017 at 01:44 pm

The catalogue is sitting at 95.50. There's only one more payday left for this year, so it will be gone early January. Then I'll put that money towards my credit card.

There's 18 months left on my loan.

Went shopping this morning. Spent 51.xx although 9.99 was a Christmas present and 5.98 was on thermal socks, so not too bad actually. I've meal planned for the week.

On Monday I'm going to start wrapping what I have in so far.

Kids are going to see Santa at the end of the month, although I paid for it last pay.