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This & That

May 7th, 2015 at 12:38 am

Dh declared that he wants us to go to England in September for his birthday. He wants his Grandpa to meet the kids. He sent me a link to check out hotels in the area. I don't see us being able to afford it, so I'm hoping we can compromise with days out when we're on holiday. But I will look into train fares and hotels.

I got J's birthday present from the catalogue. I used my rewards so I added zero on to my bill.

Both days after work this week I bought a few things I didn't really need. One of them was a sandwich and a bottle of juice because I was hungry and thirsty.

I still need to pay the deposit for J's cake smash next month. That's 40.00.

This could be a long update

April 23rd, 2015 at 06:25 am

It's been about a week since I updated. I've been reading the blogs, I just haven't had the time to update mine. You guys have been busy. I'm really pleased that some other SA members have joined the Facebook group Organized Friends.

I'm getting by at work, still adjusting to my hours and in bed by 9 most nights. I got away an hour early yesterday because they had overspent on wages (not enough sales). Normally, I would have stayed but SG had an appointment with the speech therapist.

I think we're going to save up for a tv, I'm hoping dh will come round to my way of thinking. It'd be good to pay cash for it.

I ordered SG's mattress and a cot for J from my catalogue. SG is finally in her new bed, she loves it. Next to set up is the cot and move him into SG's room.

CC#2 updated, it's now 4052 I think. So close to being under 4k.

I think as of payday on 1/5 I will start to count my 10% colleague discount as a snowflake.

My mum almost has 200 in her savings. She still doesn't know.

An Update

April 15th, 2015 at 11:07 pm

Both of my rewards were credited to paypal the other day: 5.00 from swagbucks and 3.00 from my survey. I transferred them to my bank this morning, then immediately sent 70/30 to credit card #2 and my emergency fund.

I noticed that Suits is now on Netflix, and I found disc four from season 3 I think that I had from Love Film. I sent the discs back yesterday and officially cancelled it this morning. I use Netflix more these days anyway.

I've been better with shopping after work - I have only been buying essentials. Starting next month, I think I will do one online grocery shop to save myself some time.

I need to start putting money aside for J's cake smash/family photo shoot in June. I should have done it already. We also need to buy new outfits for us all.

I am so pleased with my emergency fund balance. As Decisive Paradox noted, it's the highest it has ever been. I just hope I don't need to use it anytime soon.

Dh is taking the kids to a birthday party out of town on Saturday. I never got the holiday so I can't go.

We got a cheque from our utility company for 4.96. I need to get it to the bank soon.

This & That

November 9th, 2013 at 09:09 am

Thank you for all of the kind messages on my last post. It seems, however, that, what five weeks, maybe into this pregnancy and me and hubby are disagreeing about what we should do when baby number two is here. He wants me to give up work, whereas I think I should just reduce my hours a bit? I brought up our debt, but hubby seems to think we'd be ok. The main problem is that we don't think MIL can cope with two under three's and hubby doesn't want my mum to babysit (trust issues etc) We both work on a Sunday so if I could get my day changed then the problem would be solved but we would hardly see each other at the weekend. I don't know why I'm thinking about this now. I haven't even registered with the midwife yet.

I checked my email and my phone bill is going to be £33. Ten pounds more than normal, and more than I'd like. Hubby used my phone because his phone wasn't working so I guess that's why. I will be keeping track better this time around.

Made a homemade birthday card from SG today for MIL. We used some of my rewards from the catalogue to get a photo frame which will be from SG. Still need to order a gift from us, but hubby will use his rewards. I told him he has a budget, so look at gifts within the budget, not what you really want to get, We told our family the news and MIL wants to go out for a meal for a double celebration (her birthday is next week). Apparently BIL will pick up the tab as a birthday present. I hate the fact that he's paying but then it wasn't our idea.

The Christmas tree that I bought from the catalogue last year - yes I bought a tree and put it on Buy Now Pay Later, crazy - is due to be paid in two paydays. I will get that paid off. I refuse to pay interest on a tree.

I forgot to mention that this pregnancy has cost me 9.99 so far. I bought a Clearblue pregnancy test. I think I will try and keep track of my baby-related spending.

Found SG's library book that I thought I'd lost. It's funny, I wasn't even looking for it.

Leftover money; new laptop

May 28th, 2011 at 01:25 am

My leftover money is slowly disappearing. I'm choked with the cold so we went to Morrisons to pick up a few things. 23.80 later we were done. That leaves me with jus over twenty pounds left and I told hubby I'd give him 20 to help him pay back his mum so, effectively, it's gone.

My mum just got a new cable package and it includes broadband. She doesn't have a computer so she asked me to order a laptop for her from my catalogue. I done that yesterday. She's going to give me money each month towards it.

The other day I paid 2 extra towards CC1. Just a small 2 payment. I didn't know if it would let me make such a small payment, but it did.

general update

November 7th, 2010 at 10:39 am

It was the engagement party last night. Honestly, I wasn't looking forward to it cause I knew my dad* and half-brother would be there. I was right, they were both there. Half-brother did talk to us my dad didn't, which I am so pleased about. Before we got married last year my dad was at a party I was it and he tried to talk to me (although I found out later that it was cos my HB had told him to. I told him I wasn't interested. It was nice to know that he had actually gotten the message as he didn't try once, he did end up dancing near me a lot though. I found out later from his friend that he had said "my daughter's here tonight"

I ended up drinking more than I had planned, therefore spending more. It was a good night though.

I haven't even started to write anything for NaNoWriMo yet.

Bank balance is dwindling down. Think I'll have under 5 left by the time payday is here.

I bought breakfast at work this morning. One week in to November and I've failed a goal already.

* He fell out with me in 2006 after only talking to me for about six months. I blogged about it then.

Home alone

August 16th, 2010 at 10:20 am

Well not really, MIL is home. DH is working tonight, he's covering a shift. It's good because he hasn't done overtime in a while.

As soon as I stepped into our room today I noticed MIL had been in our room. DH hates when she does it. I do too but he has proper arguments with her. The last time he brought it up they had a huge argument and MIL used the phrase "it's my name on the house" It's times like that when I wish we had our own place. Hopefully tonight won't turn into an argument, although by every right it should, DH has told her that we deal with our room. It's silly how I know she's been in. She's tidied the room and put Farmfoods bags in the bin. A few weeks ago I bought bin liners for our room which I've been using. MIL doesn't know about them, I keep them in a bag (which, in fact is out in plain sight) DH does though, and he would have used them.

impulsive visit

July 22nd, 2010 at 08:09 am

I went to my mum's for dinner last night and, impulsively today I went over. It was only for a few hours. I had lunch with her then we took the dog for a walk. She lives alone and doesn't see a lot of people. I wish she got out more though. Her friend, who she hasn't spoken to in a while, is going to phone her tonight. I just feel bad for her. She is having problems with her neighbours. She is thinking about moving to a hopefully better area. My mum spends a lot of time alone in the house so I think that makes it worse, I think if she got out more she would feel better.

Day 6 of Frugal Fast

June 18th, 2010 at 12:18 pm

It is day 6, isn't it?

I had a lazy day off, yet I got a few things done. I replied to DH's grandparents letter and I sent my auntie's present. They live in England so I'm hoping they get it soon. I know, these things cost money - under 3 in total so that wasn't too bad. I guess I made it to day 6 of the fast.

The weather here was lovely today, although nowhere near as nice as some of the weather you guys have been having. We were sitting out in the garden for most of the day, in fact I've only just come in now and it's after 8pm.

My MIL made cocktails earlier, we were sitting in the garden drinking them. Felt like I was on holiday.

Bank appointment tomorrow. DH is coming with me.


May 25th, 2006 at 03:29 pm

My mum took me to see the new X-Men movie and I'm going with my OH on Tuesday. I know it's a waste of money to see the same movie twice but it's a really good movie and my mum paid for me the first time.

Before we went to the cinema, we bought some stuff and saved 70p. I added that to my challenge.

I studied all day today so it was nice to get out. The cinema was really busy, but this is the first week of it's release. I want to see The Break Up next. And the new Superman movie. Honestly, I should try not to because I really need to save money.

baby clothes

May 22nd, 2006 at 09:41 am

My auntie had a little girl last week, she's 6lb something. She was five weeks early. I'm going to visit her tomorrow. I haven't seen her yet.

I bought baby clothes today. I saved 90p with my staff discount card so I added that to my challenge.

New total: 4.40

I can't wait to see her Smile

Surprise visitor

May 15th, 2006 at 12:50 pm

My auntie's visiting from England for the week. We were really surprised when she showed up at our door an hour ago. She's staying for the week.

My uncle's ill, he thinks he might have cancer. She'll be here to visit him.

Could have been a better day

April 4th, 2006 at 10:14 am

As soon as I got in the house, well a couple of minutes, me and my mum were arguing over money. A bill came and its due a couple of days after I get paid. My mum said she would get it but she wasn't happy because it takes some of the food money. Then she changed her mind and said that she always gets it, and when she was working she didn't ask me for a penny. She said it was up to me to go on holiday and take driving lessons. We always argue over stuff like that.

Unwelcome visitor

April 3rd, 2006 at 03:34 am

I'm an only child (well not if you include my two half-sisters and my half brother) so having people, or another person stay at my house is unusual. Firstly because it hardly ever happens and because it was really only my younger cousin who stayed over on the weekend when I was younger. Anyway on Saturday night - actually it was 2am on Sunday morning - my younger cousin (not the one that used to stay all the time) showed up at my house. My mum answered the door. As it turned out he said that he couldn't get into his house, and that all of his windows had been broken. He also said he was no longer talking to my uncle's ex-girlfriend (they split up years ago). By the time I woke up on Sunday he was gone, only for him to show up again on Sunday night. He left early this morning, about 7am and said he would be back this afternoon to let my mum know how is his dad is (he's in jail). The thing is that we already know how my uncle is because we've been writing to him since December, in fact we got a letter from him last week. So there's no need for him to come back. This morning he told my mum that he is now talking to my uncle's ex yet I heard him call her a b***h...sounds like he's lying to me.

Now my cousin is three years younger than me, he has a job - but he's claiming benefit too, he told my mum. He is capable of looking after himself he's just too lazy too. My mum washed the clothes that he had been wearing all week - yes the same clothes. He's been having showers at his friends houses so maybe he should stay there. He keeps on telling my mum different things - first he's not talking to my uncle's ex, then he is, then he's meeting up with her to see the housing officer today. I don't know what he's playing at but he's definetly lying to us. He better not try and stay here all week.

There's also something else that he told my mum: he wants to go to England to live beside my auntie like my other cousin done. I know that she won't want him there since it's just not practical for him to be there when my uncle gets out this year.

If he tries to stay any longer he can stop drinking all of his money away and give some to my mum - apparently he's been spending all of his wages on drink, which is probably the truth. I'll see what happens tonight.

New development

March 13th, 2006 at 05:19 am

Over the past few days I have been stressing about my dad and how I'll cope not talking to him, especially since I'm still in the process of getting to know my half-brother. I thought of a couple of dilemmas that might come up in the future: what will I do when it's brother's birthday? and should i introduce my half-brother to my mum? The second dilemma, as it turns out, isn't actually a problem since they met today (unplanned). He already knew her name and they chatted away fine. Now all I have to worry about is the first one.

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