It was payday on Friday. I paid 71 to my only credit card - the new 0% offer. If I want it cleared in 25 months, I have to pay 126 each month, so I'm 55 short, not good. Once the catalogue is clear - it's at 195 now after Friday's pay3, I got the figure wrong - I can use that money.

I downloaded all of Swagbucks' mobile apps. The plan is to redeem for PayPal gift cards then put that towards hubby's credit card. It's taking ages though. I have redee0one 10PP so far. I actually think I'm going to need a separate phone, just to run the apps.

I transferred my remaining credit card debt to another 0% deal. Hopefully it'll be gone in 25 months when the deal is up. I can try, anyway.

We're in the process of switching utility suppliers. Should be sorted by next week. I'm hoping this will save us some money.

The catalogue is at 205. It should be gone by Christmas (fingers crossed)