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Lots of Spending

May 18th, 2017 at 06:06 pm

Well, it feels that way...

I bought the kids new clothes and shoes, paid for sponsored walks, a trip. I also done another Approved Food order because I had a promo code to get delivery for 1.99 ( I normally pay 5.99). My cupboards are filled to the brim. Next pay I should only have to buy fresh stuff so this should help when I get paid again next Friday.

I also realised that I don't properly budget for annual expenses, so I'll need to figure something out. I only regularly save for Christmas. Come August I will have a child at school and one at nursery. Two lots of expenses for school photos, trips, meals (well, I think they're free until Primary 3 - I have to check) Then there's birthdays. Just when I think I'm getting myself together, I realise this. I have to budget in for this stuff; I just need to sort out the details. Hmm.

Posted in Family, Spending, budget | 3 Comments »

3 Responses to “Lots of Spending”

  1. crazyliblady Says:
    May 18th, 2017 at 08:34 pm 1495136078
    1495136078

    I think we all have difficulties budgeting for that kind of stuff. What I found to help me is to have separate savings accounts for certain things: 1) house maintenance/repairs, 2) car maintenance/repairs, 3) professional, 4) AAA membership/ car taxes, 5) medical, 6) tax preparation. You would probably have some different categories. When a bill comes due, I have the money there to pay it. It relieves a lot of worry and concern to have it.

  2. Amber Says:
    May 19th, 2017 at 02:32 am 1495157575
    1495157575

    I think it's great that you're budgeting for those items. With budgeting it's tough at first but it makes things so much easier.

  3. FrugalTexan75 Says:
    May 20th, 2017 at 08:09 pm 1495307392
    1495307392

    Knowing what you need to save for is half the battle. You've got this!

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