I got hubby up for work this morning and when he left I couldn't get back to sleep. I kept on thinking about the debt that he owes his mum(3k) and the money I owe her. I've been keeping track of my spending since the start of this month, I'm planning on keeping it up.

Although Hubby owes MIL 3k total some of the debts are smaller. I told him a while ago - when we found out exactly how much - that he should clear the smaller ones first. If anything it would make me feel better knowing that I had achieved something if I did that. Ideally while Hubby clears his debt I'll be clearing mine, which isn't that much actually. However since we don't have our own place yet I think we should at least use this time to get rid of debts before we do.

Speaking of homes, I'm going to the post office soon to send an application form to another housing association since our council was no help (we have the minimum points)

My current debt:

catalogue: 511.86 (interest free)
washing machine: 250 (roughly)
credit card: 62.79 (will clear this month)
MIL: 370

Total: 1194.65

That's the first time I've totalled it up, didn't realise it was that much.