I started using an application "Budget Brain" I have two budgets stored on it. One is my current one, the other is what I want to do.
In my first budget I am paying £248.04 towards debt, and only £5 to savings.
Budget 2 I am paying £275.12 towards debt; £48.75 savings and I added £20 for going out. I increased payments to CCs and savings in this budget. I am hoping to follow this budget next year. The only problem with this budget is that it leaves me with a £3 underspend each month. However if it means that I get to clear debt and save then it is worth it. After all, I will have budgeted for everything that i need anyway, right?
next year's budget
December 9th, 2010 at 12:29 pm
December 9th, 2010 at 05:51 pm 1291917104
December 10th, 2010 at 09:33 pm 1292016791