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Payday update & musings

July 29th, 2011 at 08:59 pm

Today was payday. Usually I post an update in the morning but I was working all day today so I couldn't. Anyway, I added my usual £25 to savings, taking my balance to £541.15.

Hubby has finally come round to my way of thinking, well sort of. After a few arguments with a certain person he declared that he "wanted out" and he "didn't care if it was one-bedroom cos it won't be forever" Well you can imagine how pleased I was. However, the one-bedroomed flats that Ive looked at this week require a £675 deposit, and I have less than £600 in savings so clearly it isn't happening yet. When it does happen it will wipe out my savings, so I would love to have more than the deposit saved.

Hubby disagrees with one aspect though: he thinks we will be fine just having the deposit saved, I don't. Plus, I also pointed out to him that neither one of us has a lot of disposable income which can be used towards household bills. And we both have debt.

I don't know why I've spent so long writing about something that isn't happening yet. Oh well, I can dream.


Posted in Uncategorized | 3 Comments »

3 Responses to “Payday update & musings”

  1. snafu Says:
    July 29th, 2011 at 11:34 pm 1311982460
    1311982460

    Kudos to you for sticking with the plan to save the sums needed to get your own apt. In Canada, new renters must pay a deposit for each utility [electric, water, heat/gas, cable] subsequently paying monthly after using the service/product. The 1t month is horridly expensive as landlords ask for 1st month + damage deposit. Large rental corporations ask for 1st and last month's rent in advance + damage deposit, easily thousands of dollars.

    What is the system in Britain?

  2. NJDebbie Says:
    July 30th, 2011 at 01:05 pm 1312031125
    1312031125

    It won't be long before you have the money saved up for your apartment. Find out beforehand how much you will need to hook up your utilities (if any). In my state, the start up costs of setting utilities can run you a couple of hundred dollars. I agree with you that you should save up a little more than your deposit, just in case.

  3. scottish girl Says:
    July 30th, 2011 at 08:42 pm 1312058578
    1312058578

    snafu - I think the system is one month's rent plus a safety deposit, at least as far as I can tell.

    NJD - I'm hoping we will be out before xmas, I just wish I had more saved. Almost two years here and I haven't got a lot to show for it. I will definetly find out about utilities.

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