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Update

July 1st, 2013 at 08:23 am

My shopping came today. I've spent about 70 of my 100 grocery budget. But the fridge, freezer and cupboards are full. The only things I may need to buy are a few fresh items. I've lost my receipt from the butcher's but I know I spent 11.xx there.

Waiting on my new credit card statement so I can make a payment for this pay period. I also want to start putting snowflakes towards debt again.

This is hubby's first pay with his new hours. 100 less than it used to be. Maybe I'm trying to get too much done, put towards debt, especially with less income. But, in my opinion, I'm saving myself money in the future by dealing with debt now. I just hope it works out. I'm going to track every penny for the rest of this pay period.

We were given some free food from a local cafe at the weekend so I made the steak pasta today. It was food that was going to get thrown out otherwise. We ate it over the weekend, but we still have some sandwiches left.

3 Responses to “Update”

  1. snafu Says:

    Good on you. Staying aware and tracking all spending and all saving is a very important step to help reach your goals. I suggest you check your CC spending and balance on-line. You can make payments directly from your bank account to
    CC directly and more than just once in a billing period if you have money available. Since interest is charged on a per day formula, paying early will save a bit if you're carrying a month-to-month balance.

    How terrific to have access to free food from the cafe. Every little bit helps and it is a 'cost avoidance' type of savings. One year I did my best to track 'cost avoidance' savings from coupons, sale price differential, and small reductions that were easy to carry out like the Frugal Ideas and Tips now offered on SA.

    I'm so ignorant of Britain, what interest rate is charged on CC or for big purchases like your freezer?













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  3. scottish girl Says:

    Snafu, I make all my credit card payments online. It's my online statement that I'm waiting to update.
    My credit card is 30% and the freezer will be about 35% if I don't pay it off by September. I'm going to make another payment soon.

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