My total snowflakes for July are £9.23. I've done better but I can't complain. However, I don't know how much longer I can keep it up since we are in a dire situation here.
This is DH's second pay since reducing his hours by 5hrs/wk (£100 four-weekly) At the beginning of the month I had to give him money out of savings to cover his shortfall, so I thought he was ok. Nope, he went into his unauthorised overdraft and was charged £5/day. Fine will be taken out either this month, or next. Well we've got the same problem this month. Tomorrow we're going to go over hubby's outgoings with a fine-tooth comb. (We don't have a joint account) Well, hopefully we will. The problem is that he doesn't know exactly what is coming out of his account, whereas I do. Hubby is currently working a nightshift after being at work all day (nobody was in) so he might not be alert enough to discuss but it needs to happen. It's stressing me out.
I also have a shortfall of roughly £50 in my budget, although I'm not as worried since I can - hopefully - alter my variable expenses to spend as little as possible.
Wish me luck for the next four weeks. I'm going to stretch our pennies as far as they can go. I had leftover pasta for dinner, and hubby will finish it tomorrow.
I forgot to meal plan. Off to do that now.
Update
July 28th, 2013 at 10:20 pm
July 29th, 2013 at 02:49 am 1375062560
July 29th, 2013 at 05:05 pm 1375113914