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Finally Paid

February 11th, 2015 at 07:06 am

This morning I checked my email to find that my bank had replied to my message. They basically said that they know that they're having technical problems which they are trying to fix.

I had a look through my pile of shredding and found an old credit card statement. I was going to phone and pay with my card but that wasn't an option. The options were: go into the branch (5 working days to process - payment due in a couple of days), pay using online banking with a different bank (not working) or pay with a Bank of Scotland current account. Well, I switched banks five years ago but dh has a current account with BoS so I decided to pay via his bank.

I transferred the money to dh then I logged on after confirming his details with him. I had to set up a new payment recipient, which then had to be confirmed via a phone call once I clicked Confirm. They gave me an authorisation code too. I told dh to wait by his phone. It was an automated call. He confirmed the number then my payment went through. It takes two hours to reach the account this way. The only thing is I didn't pay the 5.60 extra, I just paid 130 (minimum was 75). I will probably hold off applying snowflakes to cc#2 until I get this sorted properly. I really don't want to but I'd rather do it through my own account and dh doesn't know that I'm doing this. (He knows I'm putting extra towards debt though)

ETA: I don't want the 5.60 to "melt" in everyday spending. Should I just transfer it to savings until my bank is up and running again? I was going to send it back to paypal but that seems more complicated.

3 Responses to “Finally Paid”

  1. Kiki Says:

    I would put it into my EF for now.

  2. creditcardfree Says:

    Yes, I would put it into savings, and then a make a lump sum withdrawal when it is all sorted. Just keep track of where your snowflakes are!

  3. FrugalTexan75 Says:

    I agree - put it in savings and then when the bank is all sorted out, pay it in a lump sum.

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