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Cash Only March

March 1st, 2015 at 10:03 am

I posted the other day about how I got a bonus from work. Well it has been added to the cash flow since I realised that I had overspent. I think part of this is due to me asking Dh to buy shopping with my card. He sometimes buys extra. I give him my card a lot to use and I've not been tracking it. It's my own fault really.

From March's pay I still want to get a mattress for SG's room. We also need to get her dolls house. Originally I wanted to have gotten her dolls house ages ago but that fell through.

So I will withdraw cash this pay for the following categories:

1. Shopping/groceries: 140
2. Baby/nappies/formula: 70
3. Gas and electric: 50 (utilities)
4. Bus ticket: 73.20

Those are my normal budgeted amounts. However, I think I can spend less on shopping and baby stuff to be able to cash flow birthday stuff and the mattress.

I think it can be done.

Posted in Spending | 8 Comments »

8 Responses to “Cash Only March”

  1. FrugalTexan75 Says:
    March 1st, 2015 at 02:11 pm 1425219083
    1425219083

    Good goals!

  2. creditcardfree Says:
    March 1st, 2015 at 02:54 pm 1425221673
    1425221673

    Nice plan! Taking cash out for spending can make a big difference.

  3. bluesfemme Says:
    March 1st, 2015 at 03:05 pm 1425222359
    1425222359

    Seems like a great idea to go cash-only, after the use of plastic resulted in overspending. I do use cards for rewards, but find the only way it works for me is to transfer from savings after each purchase. It really feels like this is the year for you SG!

  4. scottish girl Says:
    March 1st, 2015 at 06:59 pm 1425236384
    1425236384

    Thanks everyone Smile

  5. VS_ozgirl Says:
    March 1st, 2015 at 09:26 pm 1425245213
    1425245213

    Good luck!

  6. DecisiveParadox Says:
    March 2nd, 2015 at 05:50 am 1425275424
    1425275424

    I too only spend cash.
    My favourite is payday when you leave the bank and your wallet is fat with notes. even though the money is already budgeted you still feel rich lol.
    Also you can never over spend with cash. $0.00 is final.
    Although everyone looks at you like a drug dealer these days because nobody uses cash.

  7. My English Castle Says:
    March 2nd, 2015 at 10:06 pm 1425333989
    1425333989

    Good idea. Have you watched that BBC show (it's on the iplayer) about grocery savings? I'll bet you do most of them already, but sometimes I find those shows inspirational,

  8. scottish girl Says:
    March 3rd, 2015 at 07:18 am 1425367134
    1425367134

    Eat well for less? I watched that. They were spending an extortionate amount every week, 350/wk + I think. I still enjoyed watching it though.

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