I think I am a little obsessed with my debt. Tomorrow is payday, the money from Bank of Scotland will transfer soon. My pay will be less than last month's but I'm not sure how much thanks to less hours.
This is how debt minimum payments are looking right now:
Catalogue: 156.xx (39%)
BoS: 73.xx (24.5%)
Tesco: 25 (0%)
Obviously,pay extra to Littlewoods, and BoS too? Minimum to Tesco since it's 0%?
So, my plan should just be extra to Littlewoods? As much as possible, right? Silly question, I know.
Obsessive?
May 28th, 2015 at 02:09 pm
May 28th, 2015 at 02:19 pm 1432822777
May 28th, 2015 at 02:24 pm 1432823073
Does 156 go to current balance only and not BNPL? I suppose if you can't get the BNPL paid off in full before the December deadline and the interest/fees are the same either way, it doesn't make sense to pay on it (although I hate saying that).
May 28th, 2015 at 02:26 pm 1432823169
May 28th, 2015 at 02:27 pm 1432823236
CCF: yep, it only goes towards the current balance. I'll see what else I can throw at it tomorrow.
May 28th, 2015 at 02:46 pm 1432824407
May 28th, 2015 at 03:31 pm 1432827081
May 28th, 2015 at 03:52 pm 1432828335
May 28th, 2015 at 03:59 pm 1432828755
May 28th, 2015 at 04:13 pm 1432829615
snafu: i've been a bit lax but I'm going to make sure I do a better job.
May 29th, 2015 at 01:25 am 1432862701
May 30th, 2015 at 03:38 am 1432957129