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Payday Plans

June 25th, 2015 at 01:55 am

I like the idea of posting what I'm budgeting for payday tomorrow. (Thanks for the idea HouseHappy!)

Aside from bills - rent, utilities and council tax - I will be budgeting:

-150 Groceries
-50 for baby/toddler items (nappies,wipes,new cutlery for J)
-200 to catalogue
-70 to cc#2
-30 to cc#1
-18 to emergency fund
-30 to Christmas savings
-15 to bnpl item (cot & mattress, payoff April 2016)
-44.40 for council overpayment

Debt and more debt seems to be the theme here.

I need to keep track of my catalogue debt too, so I will get that added to the page currently titled Credit Card Debt.

12 Responses to “Payday Plans”

  1. VS_ozgirl Says:

    You are doing great!!

  2. scottish girl Says:

    Thanks VS!

  3. NJDebbie Says:

    I love that you are planning for Christmas and that you continued to fund your emergency fund. Keep up the good work!

  4. scottish girl Says:

    Thanks NJ! We've saved for Christmas for the past five years, I might try and save some extra cash though, this is just high street vouchers. I remember when we were struggling years ago, savings were the first thing I stopped. I've changed my mindset now.

  5. creditcardfree Says:

    Wow! 300 to debt that is the way to make a dent, SG!

  6. scottish girl Says:

    Thanks CCF, I'm hoping it will.

  7. rob62521 Says:

    Good job! Keep plugging along!

  8. My English Castle Says:

    CCF is right--300 GBP is a great swing at that debt.

  9. laura/wife of the deacon Says:


    I know that it definitely helps me to have it laid out - knowing what the upper spending limit is for each category.

    Nice way of balancing multiple goals at the same time!

  10. FrugalTexan75 Says:

    You are doing so well SG!

  11. Kiki Says:

    What amazing progress!

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