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October 16th, 2015 at 12:34 am

There is really not much to report.

I paid extra to Littlewoods, and paid something to my BNPL item which is due by April. I also paid 11.10 to the council for the overpayment.

I looked through three months worth of bank statements earlier. As of today I have paid 122.10 towards what we owe the council, so I only have to pay another 24.70 then it's done with.

I told dh that we will be using cash only for this four week pay period. It's been a while since we've done this.

I increased three budget categories: food shopping, baby/toddler and miscellaneous. These are all variable expenses so they will all be cash only this pay. It's looking like this:

Food: 180.00
Baby/toddler: 70
Misc: 70

So 320 total. I overbudgeted for both baby and misc but I will probably end up buying one of dh's presents and there wasn't a line in the budget for it, so I suppose that's cheating.

None of my credit cards have updated. So they haven't been paid yet.

5 Responses to “Payday”

  1. VS_ozgirl Says:

    Cash only sounds like a great idea, good luck for the month.

  2. creditcardfree Says:

    Cash only is a good plan!

  3. My English Castle Says:

    Agree (of course!) with ccf and ozgirl. We're trying a lot of meatless meals this week since we have so much veg from our farm box. Broc/cauliflower cheese tonight. What are you cooking?

  4. bluesfemme Says:

    It can feel so tough sometimes when it just feels like debts are grinding on. But look at you - so close to finishing the council debt and with an end in sight for a healthy EF. And when those two are done, throwing those payments at the next. Sarah you really should be proud of yourself.

  5. FrugalTexan75 Says:

    You are so close to obliterating the council debt! Yahoo!!

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