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If Plan A fails, there are 25 more letters in the alphabet

March 27th, 2016 at 01:48 pm

It's payday on Friday. This month my budgeting app has shown me that I spend over 60% of our income on debt repayment. That was an eye-opener.

This pay I am going to go back to my old ways and meal plan properly. I also have to pay the last of the cot (33) because I don't want that added to my catalogue. I'm also going to shop in Farmfoods and probably Iceland (the shop). I've been browsing frugal recipes these past few days too. I also think we have to start having one or two nights a week of cheap meals e.g eggs, chips and beans.

So, right now, my plan is:

1. Payoff cot before 29/4
2. Meal plan
3. Buy frozen meat and fish

I also have to replace the money I've taken out of savings. I have a feeling that'll take a while though.

I've been managing to go into Swagbucks daily. I'm trying to keep the habit up so I can get snowflakes.

Okay, the only way is up from here.

6 Responses to “If Plan A fails, there are 25 more letters in the alphabet ”

  1. AnotherReader Says:

    Now that you are feeling better, has your husband gone back to work?

  2. creditcardfree Says:

    Good plan to eat a few meals each week that are lower in cost!

  3. ceejay74 Says:

    That's the spirit!

  4. ceejay74 Says:

    PS, one of my favorite cheap meals my British husband introduced to me was beans on toast! Too bad the rest of my family isn't as crazy about it as we are, or we'd have that more often as a cheap option.

  5. VS_ozgirl Says:

    60% of your income on debt repayment is huge. Anytime you are feeling down, remember the sacrifice that you are making and pat yourself on the back. Ps another cheap meal I fall on is gnocchi pasta with a simple pasta sauce. Not that nutritious but it is filling and cheap.

  6. ThriftoRama Says:

    Meal planning really works. I resisted for the longest time, but now I plan out one week at a time, and it's made like sooooo much better. Not only am I spending less on food, now I don't have the 4 p.m. freak out wondering what the heck I'm going to feed everyone for dinner. It's been a life changer.

    I got a bunch of books out of the library when I needed ideas for recipes and things to cook.

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