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Budget Shortfall

May 31st, 2017 at 07:52 am

For next pay, that is. Thanks to being off work I'll have less money to work with next pay. So, I need to try to cover this shortfall.

I really don't want to pay less to debt repayments, since it'll be my first month snowballing. And I don't want to stop savings, since these all help long-term. My variable categories are: food shopping, utilities and kids expenses. I can adapt these.

I'm sure I can claim for my two nights staying in hospital from my health plan - I'm not sure how much though...

I could start earning Swagbucks again, although I only have 300. And that takes time.

Hmm... I'm mostly just thinking right now.

4 Responses to “Budget Shortfall ”

  1. rob62521 Says:

    I think you can be inventive and creative and will come up with ways to save and find extra money.

  2. My English Castle Says:

    For us, it's always food for an easy cutback. More pasta, more eggs, less meat. But you're a v thrifty shopper already, Sarah. Do they ever offer extra hours at work?

  3. creditcardfree Says:

    The food area is the easiest to cut back on. Watch the sales, and make a menu around what you have on hand and what can be bought for the least expense. What kids expenses, if any, do you anticipate during the shortfall week? Can those wait? Can you find cheaper alternative? Is is something you could borrow?

    Definitely look into getting that reimbursement. Call the health plan directly and ask them what steps you need to take. That could take time, so if you can make it work without the funds, consider when you do get reimbursed as a snowflake to your debt!

    Swagbucks do take some time, so that isn't the quickest way to get funds.

  4. VS_ozgirl Says:

    So very sorry to hear SG was in hospital! Hope she's doing much better and you can make up the shortfall. Maybe another eat out of the pantry challenge?

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