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A depressing thought

June 19th, 2006 at 03:18 pm

I am hoping to save 2K by April 2007. I have only saved £35.60 so far Frown

I have to save £1964.40 by then!!

I definetly should have been more realistic when deciding how much to save.

Posted in £1 - £2030 Challenge | 5 Comments »

5 Responses to “A depressing thought”

  1. contrary1 Says:
    June 19th, 2006 at 03:25 pm

    no, no, no............don't think depressing. Think "It's time to get creative!!"

    What can you do to bring in some more money?? What could you sell?? Brainstorm til your head hurts!!!

    Review all the bills............see what can be eliminated, or cut back.........

    Nothings sacred when you're headed towards a savings goal!! Smile

  2. scottish girl Says:
    June 19th, 2006 at 03:31 pm

    You're right, I need to start being creative. I'll have to think of something that doesn't involve maxing out my overdraft.

  3. debtfreeme Says:
    June 19th, 2006 at 04:15 pm

    Write down every penny you spend to see where it is going. Does it mean you have to work an hour or two more above your normal each week or pay period to save it? Is there someone you can split more expenses with?

    Here I am at 31 and I have two room mates so I can meet my goal of saving 30k in the next 3 years for a house. It can be done.

    Be creative: coupons, work for friends or neighbors. Is there someone nearby who has a difficult time getting to the store? Can you take their list or drive them when you go? I would make a little extra when I was in school doing this, running little errands for people, or bringing them on mine.

    I know it is hard but you can do it! pay yourself first!

  4. annab Says:
    June 20th, 2006 at 06:20 am

    could you pick up a part-time job?

  5. loubilou Says:
    June 20th, 2006 at 07:59 am

    Remember that if you only set "realistic" goals you leave no room to amaze yourself! If you set your goal at £2000 and only save £1500 - you haven't really lost anything, but if you set yourself a goal of £1000 you might just stop at £1000 and then you're selling yourself short. And things are going to change a lot for you in the next 6 months - especially once you've graduated. £2000 might not seem such a long way if you're earning a graduate salary. Good luck

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