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We Can Do This

June 10th, 2015 at 09:51 am

I told dh that I want to pay off the debt with cash flow. He doesn't think we can do it without messing things up financially. To be honest, I checked the budget and we are minus -156.xx roughly by paying it, but that is with full variable spending and extra to debt.

Right now, I'm thinking that if we sell anything on Fb the money can go towards it, plus snowflakes too. I've got a cheque to cash once I get my bank card sorted (4.99) it's not much but every penny counts.

ETA: The aim is to not touch the EF in case we have an actual emergency. Unless this is one? I don't think it is.

7 Responses to “We Can Do This”

  1. creditcardfree Says:

    If you are motivated it can be done. It can feel like a big hill to climb. I think you can do it! Extra to debt when this one is the first one horizon to be due isn't probably necessary, or at least not all of it.

  2. mimaki Says:

    You can do it!!

  3. My English Castle Says:

    We're cheering for you, Sarah!

  4. laura/deacon's wife Says:

    Do you have a bare bones budget set for what you could reasonably spend on things like groceries/extraneous? When we are stretched, I try to make breakfast for dinner (waffles with chocolate chips, scrambled eggs/omlettes with vegetables) or vegetarian chili (using dried beans instead of canned to keep the cost down even further). Can you just make your minimum debt payments instead of extra? I would say to divert snowflakes to help you out of this crunch. Sell what you can! Try to preserve the EF.

  5. creditcardfree Says:

    I don't think this is an emergency either. Smile

  6. FrugalTexan75 Says:

    What is the council fee for? Has it happened before, or is it something new/unexpected?

  7. scottish girl Says:

    @Laura: no I don't have an exact bare bones budget.
    @CCF: good Smile @FT: when we were getting help with housing last year

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