I told dh that I want to pay off the debt with cash flow. He doesn't think we can do it without messing things up financially. To be honest, I checked the budget and we are minus -156.xx roughly by paying it, but that is with full variable spending and extra to debt.
Right now, I'm thinking that if we sell anything on Fb the money can go towards it, plus snowflakes too. I've got a cheque to cash once I get my bank card sorted (4.99) it's not much but every penny counts.
ETA: The aim is to not touch the EF in case we have an actual emergency. Unless this is one? I don't think it is.
We Can Do This
June 10th, 2015 at 05:51 pm
June 10th, 2015 at 05:54 pm 1433955245
June 10th, 2015 at 07:01 pm 1433959278
June 10th, 2015 at 07:47 pm 1433962056
June 10th, 2015 at 07:49 pm 1433962140
Do you have a bare bones budget set for what you could reasonably spend on things like groceries/extraneous? When we are stretched, I try to make breakfast for dinner (waffles with chocolate chips, scrambled eggs/omlettes with vegetables) or vegetarian chili (using dried beans instead of canned to keep the cost down even further). Can you just make your minimum debt payments instead of extra? I would say to divert snowflakes to help you out of this crunch. Sell what you can! Try to preserve the EF.
June 10th, 2015 at 08:26 pm 1433964415
June 11th, 2015 at 02:39 am 1433986747
June 11th, 2015 at 08:33 am 1434008005
@CCF: good