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February 6th, 2013 at 11:27 pm

It's been a few weeks since my last update. I'm on holiday from work just now so I'm trying to be as productive as possible.

First things first, my car is gone. I got 120 for it. It was the best price I could find for a twelve year old car. The money will be used to buy a four-weekly bus ticket, and the rest will be put towards SG's first birthday.

I phoned my insurance company to cancel. There's a charge of almost fifty pounds for cancelling. Next I will phone and cancel my breakdown cover. I should have done it yesterday but I spent so long on the phone to the insurance company that I didn't want to.

Last week I got a letter from CC2. They are increasing my APR. I'm going to phone and tell them not to bother. I don't use the card anyway. By refusing the increased rate, I'm agreeing not to use the card but continue to pay back the amount owed. Not a problem.

4 Responses to “Update”

  1. creditcardfree Says:

    Wow. A charge to cancel? I've never heard of that before. Is it because of ending a contract early?

  2. CB in the City Says:

    That was my reaction, too. I don't think that's done in the U.S.

  3. scottish girl Says:

    Admin fees i think he said

  4. FrugalTexan75 Says:

    The cancelation charge made me do a double take too.

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