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Possible spending for the week & a new idea

March 6th, 2006 at 03:13 pm

Here's a rough idea of what I think I'll spend this week:

£8.00 bus fare to uni for two days
£3.20 more bus fare for when i'm there
£18.00 driving lesson
£2.30 day ticket on friday plus £1.50 at the most for lunch
£2.30 day ticket on saturday
£1.00 bonus ball money

Will save money buy bringing my own lunch to work, I never did that this week when I should have.

Our Council Tax has gone up so I'm going to help my mum sort out a payment plan this week - well write the payments on the calendar so we can keep track of payments.

Catalogue bill will be higher this month as my mum has ordered some stuff. I was going to use it to order some stuff e.g. bikinis, shorts etc for my holiday but I will wait until I've paid this bill. They don't charge interest so it's really good but all i can really manage is the minimum payment when we get the bill. After I'm finished uni I will be abel to afford more by doing overtime and hopefully getting a decent paying job (I only earn over £5.00 an hour where I'm working just now but I get a discount when shopping which helps)

Because I don't earn a lot i'm considering putting 5% of my wages away every month, although this might not happen until I have paid the holiday in June. I really think that savings are a necessity and I don't have a lot. In fact my long-term savings have been abandoned because of the holiday. I feel that if i put even a little bit away it will be helpful for when i move out (next year). Realistically I should be saving 10% but that isn't going to happen anytime soon unfortunately.

I have suggested to my mum that she sets up a savings account, even if she just puts any spare money in it once the bills have been paid and shopping's done. She said she will but i have a feeling that i will have to remind her since it was my idea. I want her to have one, she'll need it in the future, just like i'll need mine.

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