Well tomorrow is the first of November, already, can't believe how quick this year's gone! I managed to only complete one out of three of my October goals (get overtime) I bought things at work a couple of times, so didn't manage to pack everything for the whole month.
The good news is that I just counted and I put £29.04 to savings.Bit of an usual figure but at least it's savings.
Overtime is flowing in at work so I'm taking it while I can get it. It's extra money going towards debt or savings, the way I see it. I'm working six days this week (45.5hrs) This is extra towards my November pay (19 days to go)
I've written down my basic expenses for November. £635.16 This includes getting rid of my washing machine debt. It's the lowest debt there, it has to go. Extra expenses (roughly) are £115. This includes 2 birthday presents, paying for rest of xmas night out,money for the actual night and three xmas presents. I think I will use the envelope method for these extra expenses - obviously not the online ones though. Total: £750.16 If I can find any of the presents cheaper, great!
My goals for November are:
-clear washing machine debt
-add extra to savings*
-pack 100%
* I'd love to add more than what I did in October. However, that was unplanned and I enjoyed it. I know if I want them to increase I have to add to it I just don't want the added pressure of having to put in a specific amount. I would love to beat what i added this month.
hope everyone's having a great weekend!
update, November goals
October 31st, 2010 at 06:26 pm
October 31st, 2010 at 07:04 pm 1288551895
October 31st, 2010 at 07:21 pm 1288552862
October 31st, 2010 at 10:11 pm 1288563069