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Where does my money go?

November 24th, 2010 at 07:18 pm

This is what I end up asking myself a few days Ouafter payday. I mean I've been working extra, I should have money left over. I wish. I only got paid on Friday and I have £198.16 left. I'm going to have to claim the money back from my contact lenses so I don't end up overdrawn this month. I'm gutted, I wanted to put it into savings. Practically all of my money goes towards debt. Anyway, here it is:

average pay: £788 (every 4 weeks)

Outgoings:

"rent" £160
car payment £101.79
car insurance £94.83
catalogue £80
dental plan £12
phone £30 (average)
petrol £40
cc1 £40
cc2 £40
Love Film £18.99
savings £5

Total: £622.61

Note: all payments listed for catalogue and credit cards are above the minimum.

Next month my road tax is due - and I haven't got any money put aside for that. I could just kick myself. Anyway that will take me to £707.86 (Next year I'm saving for road tax!)

Ok, if you managed to read all of this, thank you. Vent over.

I would love to take all my leftover money and put it into savings/clear debt.



Posted in wages, Spending, budget | 4 Comments »

4 Responses to “Where does my money go?”

  1. Apprentice Bliss Hunter Says:
    November 24th, 2010 at 07:50 pm 1290628214
    1290628214

    It IS hard. I think most of us have been there.

    I think you're doing great in that you know exactly how much is being spent and on what - most people out there in the Western World don't seem to know that.

    All I can say is look forward to the happy day when Car payment, Catalogue and CCs are gone and think of all the extra cash you've have in your hands !! :-)

  2. Homebody Says:
    November 24th, 2010 at 08:02 pm 1290628929
    1290628929

    Start writing down every penny you spend! CC#! at almost 30% interest and it is only a little over $100.00. You need to get rid of that ASAP!!

    Good luck!

  3. NJDebbie Says:
    November 24th, 2010 at 08:17 pm 1290629874
    1290629874

    Keep your chin up; it'll get better. Love the word "petro". My friend lives in Ireland and she also calls it petro.

  4. scottish girl Says:
    November 25th, 2010 at 08:25 pm 1290716745
    1290716745

    ABH - thanks! I am looking forward to the day when they're all gone
    Homebody - you're right, it's insane!
    NJDebbie - I will. You'll "hear" me talk about petrol a lot Smile

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