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Revised goals

May 7th, 2011 at 01:00 pm

I've spent a lot of time thinking about my goals for this year. Based on advice, I've decided it's best to change them. Here are my new goals:

[] 500 to moving out fund (296 to go)

My original goal of 800 incuded hubby's contribution; this one is based only on my contribution.

[] Reduce CC1 by 70

Balance as of 7th May: 807.59

[] Reduce CC2 by 50

Balance as of 7/5: 2032.98

I know this CC has a huge balance and I have a lower goal amount for it. However, I've been checking previous statements and my balance has only been lowering by as little as 4 monthly!

[] EF to 50 (50 to go)

[] Car Fund to 50 (50 to go)

[] Save for a cash-only Christmas

2 Responses to “Revised goals”

  1. snafu Says:

    CC balances are stubbornly difficult to reduce due to the incredibly high interest charge added month after month even when there are no additional charges. If your payment is even a day late they add 'fees.'

    I hope you will tenaciously stick to your goal of clearing CC 2. Throw whatever you can, whenever you can, to that balance to get rid of that bill. I know you can do it!

  2. Jerry Says:

    If you stick with it your efforts will lead to success in clearing those bills, but I know it can be hard sometimes! Don't give up... remember that changing your goals is not a bad thing, it just offers some insurance that you can accomplish what you set out to do. Good luck!
    Jerry

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