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Fun Money?

June 22nd, 2011 at 05:45 pm

I was thinking about my no spend month today, and it occurred to me that I don't budget for personal spending. I pay for Love Film every month but that's in the entertainment category, I buy food for work and to eat at home but there's nothing for me. I'm not too sure how this happened. My husband has treated himself a few times these past few months but I haven't. I'm not too sure if I would actually spend the money but it would be nice to have the option. Even if I didn't buy myself something, if we went out for dinner, or to the cinema... I haven't budgeted for it.

Today was a no-spender. I forgot that my phone bill was due out yesterday so I've updated my balance. My car insurance is due out next, then my breakdown cover. I'm still waiting on my claim money being credited to my account. It's been a while since I made a claim so I can't remember how long it takes, hopefully before the end of the month.


£140.35 previous balance
- 22.31 (phone)
= £118.04 remaining


Cash envelope balances:

petrol £50 beg/£29 remaining
packed lunch £10/£3.40
snacks £10/£2.24
= £35.36 spent/ £34.64 remaining

Posted in Uncategorized | 3 Comments »

3 Responses to “Fun Money?”

  1. baselle Says:
    June 23rd, 2011 at 04:07 am 1308802021
    1308802021

    You need to budget a little bit of personal money ... even if not a lot and you save that little bit month over month for something big. Your husband has already treated himself, while you don't have to and if it works for you not to that's one thing BUT that disparity (he treats himself, you don't) will eat away at you eventually.

  2. timib Says:
    June 23rd, 2011 at 10:50 am 1308826225
    1308826225

    I applaud you in your cheapness. I kind of find it fun to have no spend days. Best thing to do is to watch free shows on youtube or research stock reports from your investment accounts

  3. Jerry Says:
    June 24th, 2011 at 11:09 pm 1308956965
    1308956965

    Yes, it is always good to schedule in a bit of fun from time to time, because I believe that it leads to better adherence to budgets over time! If you have no insurance of a break now and again, there is a chance that the determination will crack and someone can go all kooky on a spending spree or something. Not that you would, of course... Wink Jerry

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