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Better late than never

July 14th, 2011 at 06:24 pm

I was playing around with next month's budget - extra to savings, extra to debt etc - when I realised that I don't have a category in my budget for my car fund and emergency fund. How am I supposed to add to them consistently if they're not in my budget? Silly me. Well of course I've added them to my budget now. I've budgeted £10 for each of them, although really it should be more than that.

I don't know if it's just me but I find it difficult sometimes trying to cover everything: adding to moving out, EF, car fund. I know it will be worth it in the long-term though when I have sufficient savings so that I don't end up using my credit card to cover emergencies/car repairs.

If only I had built up my emergency fund first. I might not have all of this credit card debt if I had.

Posted in Uncategorized | 1 Comments »

1 Responses to “Better late than never”

  1. crazyliblady Says:
    July 14th, 2011 at 11:22 pm 1310685771
    1310685771

    Hindsight is 20/20. Don't stress too much over it. You have recognized the problem and are working on fixing it. That may be the hardest part, and definitely a part many people never do.

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