After using the envelope system for almost three weeks, it's obvious there are a couple of problems:
- Two out of three envelopes have fallen apart so I had to put the money in new envelopes. I'm going to have a good look through what I already own to see if I have something better than envelopes to put my money in - maybe a little folder or a pencil case?
- I've not budgeted enough for food shopping. Yesterday I went to buy fruit and veg because we were running low, and I overspent by £5. I guess 120 for a family of three is too little. I'm unsure whether to increase this by ten or twenty pounds though. ( I took the money from my household envelope) Eight days till payday and we will need milk before then.
Hopefully I can fix these problems soon.
Observations
September 12th, 2013 at 07:35 am
September 12th, 2013 at 11:49 am 1378986583