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Delayed Plans

September 24th, 2013 at 08:05 am

A while ago, I mentioned that we were planning on buying a carpet for our room with my savings. Well my savings have dwindled down recently because I had to help DH out. Although he didn't ask me to take the money out of savings, I did.

I found out the other day that DH was over his credit card limit again. The last time he was over I gave him money out of savings to put towards his card. That was in July. As it turns out, that was the last payment he made to his card. He said he couldn't find his login details and he had to phone the company.

I was feeling depressed last night since that money was meant for other things. Hubby didn't want to talk about it. He does think we can get the carpet in a few months, but I don't know.

This situation did make me think, what if that money hadn't been there? I need to replace the money so that it's there when we need it in the future. It all comes down to my lack of emergency fund. I've been blogging on and off for years, so I should have one, there's no excuse.

1 Responses to “Delayed Plans”

  1. LuckyRobin Says:
    1380034413

    I don't think it all comes down to your lack of an emergency fund. I mean that's important and all, but it really comes down to your husband being irresponsible, first in losing his log in information, second in overspending the credit limit, and third in not telling you payments weren't being made. The responsibility for this mess is his, not yours. Yes, work on the emergency fund, but also your husband needs to work on his bad financial behavior here.

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