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A Nice Surprise

February 28th, 2014 at 04:46 am

This morning I checked my bank account and was pleased to see that I had a bonus from work. I knew that today was the day that bonus was given, I just assumed that I wouldn't get one because of being off sick. Well I got 180. I sent 100 to Capital One (cc1) and paid off the rest of hubby's BNPL item (33) I might just order some food shopping for delivery online and that will be it.

Hubby thought I should put it to CC2 but I told him I was determined to get cc1 down since it's the lower balance. It makes me feel better. When I get rid of it, hubby wants me to use it for food shopping and then pay in full to help my credit rating.

I like the idea of saving the interest "saved" from paying off the BNPL item. Do you think it's silly to set up a transfer of 1/wk to my EF? (if my bank will let me, that is)

3 Responses to “A Nice Surprise”

  1. creditcardfree Says:

    I think any auto transfer that your bank permits is a great idea! Congrats on your bonus and doing great things with it. Smile

  2. scottish girl Says:

    Thanks Smile Well my bank allowed it, so it's starting next week for 41 wks. I might set up another one for 2/wk when that finishes. I'd be best to do that now though.

  3. creditcardfree Says:

    It's the habits and automation that make savings happen. Great idea to increase it eventually, too.

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