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Worse than I thought

May 3rd, 2014 at 07:53 am

Well, I phoned work yesterday to find out the reason for my low pay. The company only pays twelve weeks of sick pay; I've used all mine. My pay was government sick pay.

Hubby came home from work and checked his balance. His pay was worse than mine!! We worked it out and it's because he took sick days when I was first out of hospital. It was at that moment that I decided to withdraw one hundred pounds from the EF. Does this qualify as an emergency? To us at this point yes. I just want to make sure we can pay everything. I didn't want to withdraw the money but I can't see any other option. We've already borrowed money from family before so i don't want to do that again - although I suspect my mum might offer if I mentioned it but that would be 20-30 pounds and we need more. Goodbye goal of even reaching 200 pounds this year.

I'm trying to spend as little as possible on food shopping. I ordered from a website called Approved Foods to fill up our cupboards. They sell food that is close to or past its sell by date. It's all dry foods though. That was almost forty pounds but I ordered a lot. We should only need to buy some fresh meat and bread and milk. We go through a lot of milk, especially since I try to make sure that I drink a pint a day.

I also decided yesterday that I need to claim for my first hospital visit in December. I need to do it before next month when it's been six months. I can fill in the form today and get it sent. Hopefully they will process it this month.

Posted in wages, budget, EF | 5 Comments »

5 Responses to “Worse than I thought”

  1. bluesfemme Says:
    May 3rd, 2014 at 11:59 am 1399118395
    1399118395

    That must have been quite a blow to see both pays short - thank goodness for some EF. And good response to only use the funds for something essential rather than something comforting, which has been my unthinking reaction sometimes in the past.

    With your lower income because of ill health etc and SG and bub on the way, is there any govt help you might be eligible for? My sis is in Edinburgh and recently pregnant and spoke about the additional medical benefits for pregnant women, so i wondered if it might extend financially?

  2. Joan.of.the.Arch Says:
    May 3rd, 2014 at 03:30 pm 1399131000
    1399131000

    Yes, indeed that sounds like a qualifying emergency.

  3. i Says:
    May 3rd, 2014 at 04:33 pm 1399134811
    1399134811

    Sorry, culture curiosity, what are 'dry foods' that fill the cupboard? Does that include powdered milk? We still used powdered milk re-constituted with water for cooking or puddings like Blanc Mange or Chocolate mousse. When DKs were little we combined 60% whole milk with 40% re-constituted powdered milk for daily milk without any noticeable difference.

    Following bluefemme, with money so tight, have you sought government programs for help with food, utilities, rent, bus fare etc. support for expectant mom and toddlers ?

  4. scottish girl Says:
    May 3rd, 2014 at 05:44 pm 1399139053
    1399139053

    I probably phrased it wrong but i meant pasta, noodles, packet sauce mixes etc. Got cereal,breakfast bars too. One thing ive never bought is powdered milk althouvh i remember my mum used it a lot when i was growing up and money was tight.

  5. Looking Forward Says:
    May 4th, 2014 at 06:13 am 1399184020
    1399184020

    That is tough!
    We've been dealing with short paychecks at our house too.. It hurts. Frown

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