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A few observations

August 3rd, 2014 at 01:20 am

Since baby J arrived just over six weeks ago, I've noticed a few things:

- I haven't tracked my outgoings.

Usually I get paid and as I pay my bills, I tick off each item in my notebook. The last time I updated my notebook was June before J was born.
I mentioned to hubby that I hadn't done this and he didn't seem concerned. I do check my bank balance when I get the chance so I know what's coming out. Also a lot of the stuff is the same every month so the dates are forever stored in my head.

- I'm spending money left, right and centre.

I posted about ordering the perfect prep machine. We seem to be at the shops more/ordering online more. I am waiting on a £20 eCoupon from Tesco though so that is my reason for doing two online shops recently. Plus it's a lot easier to shop online.
We've also had takeaways and have eaten out a few times.

- It's tough juggling a toddler, newborn and housework.

I'm feeling productive this morning because I've put a load of washing on, put some clothes on the airer and put some dishes away (SG slept late after getting up in the early hours last night) Who knows? This might be all I get done. I've managed to post here too so I'm going to include that since it's so difficult to update these days.

- My credit cards remain untouched.

I only mention this because when I was on maternity leave with SG both cards were still active. I remember using my credit card to get gas and electricity at the local shop. Cringe. CC2 has been closed for over a year now and there's no way I'm going to touch CC1. In fact they sent me a new card last year and I didn't even bother phoning to activate it.

- We're slowly building our EF.

Very, very slowly. I wiped it out a few months ago when I was off sick and both our pays were dire. When I say "wiped out" I withdrew 100 which was the most it had ever been at.Every week it's getting added to.

I think that's all.

7 Responses to “A few observations”

  1. laura Says:


    A few observations from my side (the reader)
    * You've got a new baby and toddler. Wouldn't worry about tracking! Get plenty of sleep!
    * You are doing an awesome job! No credit card spending and building up EF = smart moves!
    * Enjoy this time! It goes by quickly.

  2. creditcardfree Says:

    You are doing a great job!!

  3. snafu Says:

    I still remember those difficult, exhausting days with a newborn and toddler. I hope you're resting as much as possible. I'm at the opposite end of the spectrum with DSs newly graduated and career newbies. Seems I'm opposite across the board and to this day need to write sums and due dates in scheduler [phone app]. I found it too stressful to eat out and treated crock pot as my best helper. Incredibly easy to throw unpeeled potatoes, cup of any veggie at hand plus frozen meat and cup of bullion to gently cook 4-6 hours. I made it a point of honor to keep 2 cups of cooked rice and some form of cooked pasta ready to refresh with boiling water, in those old fashioned Tupperware containers in the fridge.

    I recall putting both children to nap in the afternoon while I watched a cooking show. I made whatever sauce was featured each day which had better than expected results combined with my crock pot combinations. Worse yet, I followed a rigid minimal daily task schedule to keep up with laundry and medical visits. It was gruelling and I got myself off for a nap as often as possible.

  4. scottish girl Says:

    Thanks!
    I'm trying to rest as much as I can. If I can get them both for a nap at the same time, then I'll go for a sleep. That didn't work out today though. I've gone from not having caffeine when I was pregnant to - as of last week - drinking energy drinks which I never used to do.
    I think I'll use all of those cooking ideas Smile

  5. Bluebird Says:

    I also remember those days with a newborn and toddler. Getting a shower in some days was a miracle! And I would always choose sleeping over eating or anything else! I obviously didn't starve! Smile You're doing a wonderful job!

  6. snafu Says:

    I haven't read anything positive about energy drinks. I'm not sure you've heard about the dangers. I hope you'll ask your doctor if there is any one brand better for you than the rest.

  7. ceejay74 Says:

    Yep, sounds par for the course, so I'd say you're doing the best anyone could do. Hang in there!

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