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December 3rd, 2014 at 07:15 am

I've been thinking about this year's goals, if I accomplished them, and next year's. I decided on minimal goals at the start of this year when I was recovering from surgery, and off sick from work. They were:

1. start a housing fund: FAIL
2. CC1 min. payment top 25: unsure - I transferred it to a 0% card and now min. payment is 25 but it wasn't all down to me
3. earn enough SBs to claim £25AGC: DONE- i might not have done this if I hadn't been off sick**

Next year I would like to:

1. increase EF to 280/300
2. decrease CC2 by x. amount (haven't decided figures yet)
3. cash only Christmas using vouchers plus extra cash savings
4. not order from my catalogue (exception being using rewards, but only up to that value. If I don't use them I lose them)

These aren't set in stone yet but this is roughly what I'm thinking.

** From 17/12/13 - 21/5/14 (roughly) I worked eight shifts. I was off sick for about 18 weeks then I finished up on maternity leave/

1 Responses to “Goals”

  1. snafu Says:

    Good going on initial goal planning for 2015. Seems your income was lower than anticipated due to the combination of illness and maternity leave which certainly changes 2014 distribution of funds. You're way ahead of me on goals 2015. A popular acronym here is SMART which translates to Specific, Measurable, Attainable and Time specific. For example, you could set a weekly goal to reduce impulse buying; make yourself wait 24 hours before buying something unplanned.

    I use a Sharpie to list goals on a largish sheet of paper tacked on the back of the M Bdrm door and identify important target dates on the cell's calendar.

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