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Last day of 2014

December 31st, 2014 at 12:48 am

I think I'm the only one that's pleased that this year is almost over. It's been my worst year to date so I'll be glad for 2015 to be here.

I was thinking about snowflakes last night - the money kind, that is. I haven't really got any disposable income since I put all extra towards debt repayment so I will take "snowflakes" out of my budget. I'm not sure if this will work, I'll see next year. For example, if I save £5 off my shopping I'll just include that in my budget as spent. The only exceptions will be direct bank deposits and Paypal, which I am considering aiming for most of the time from Swagbucks, or at least every other time. It costs more than an Amazon GC but I think it will be worth it.

I was also wondering whether I should aim to find x amount of snowflakes. When I tried this almost two years ago I didn't do well, but I never made a goal and I don't think I was as motivated then. So my goal will be to find £150 worth of snowflakes. Realistic? Who knows? We will find out in 2015.

5 Responses to “Last day of 2014”

  1. creditcardfree Says:

    I think that is a great goal to start with. Just over 10 a month...which I know is possible on Swagbucks. It's a matter of time with Swagbucks and you have two young kids. They are definitely worth more of your time!!

  2. creditcardfree Says:

    Sarah, I use to help earn some of my Swagbucks. Not sure if it is available there, but you can earn at least enough each month after reaching Gold Status for a 500 Swagbucks code. That's my referral link above. It's just clicking for searches...I search 'types of cats' nearly everyday and click on each type.

  3. scottish girl Says:

    It's not available here, but thanks anyway.

  4. FrugalTexan75 Says:

    150 lbs sounds like a very reasonable and attainable goal. Happy New Year!

  5. Bluebird Says:

    Happy New Year!!!

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