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Last day of 2014

December 31st, 2014 at 12:48 am

I think I'm the only one that's pleased that this year is almost over. It's been my worst year to date so I'll be glad for 2015 to be here.

I was thinking about snowflakes last night - the money kind, that is. I haven't really got any disposable income since I put all extra towards debt repayment so I will take "snowflakes" out of my budget. I'm not sure if this will work, I'll see next year. For example, if I save £5 off my shopping I'll just include that in my budget as spent. The only exceptions will be direct bank deposits and Paypal, which I am considering aiming for most of the time from Swagbucks, or at least every other time. It costs more than an Amazon GC but I think it will be worth it.

I was also wondering whether I should aim to find x amount of snowflakes. When I tried this almost two years ago I didn't do well, but I never made a goal and I don't think I was as motivated then. So my goal will be to find £150 worth of snowflakes. Realistic? Who knows? We will find out in 2015.

5 Responses to “Last day of 2014”

  1. creditcardfree Says:

    I think that is a great goal to start with. Just over 10 a month...which I know is possible on Swagbucks. It's a matter of time with Swagbucks and you have two young kids. They are definitely worth more of your time!!

  2. creditcardfree Says:

    Sarah, I use
    Text is Bing Rewards and Link is https://www.bing.com/explore/rewards?PUBL=REFERAFRIEND&CREA=RAW&rrid=_7673a2af-8938-1150-9a23-9d35cadf8233
    Bing Rewards to help earn some of my Swagbucks. Not sure if it is available there, but you can earn at least enough each month after reaching Gold Status for a 500 Swagbucks code. That's my referral link above. It's just clicking for searches...I search 'types of cats' nearly everyday and click on each type.

  3. scottish girl Says:

    It's not available here, but thanks anyway.

  4. FrugalTexan75 Says:

    150 lbs sounds like a very reasonable and attainable goal. Happy New Year!

  5. Bluebird Says:

    Happy New Year!!!

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